Montana · HMDA 2025
Mortgage lenders in Gallatin County, MT
269 lenders reported 4,670 home-loan applications in Gallatin County in 2025. 2,618 closed as loans ($1.8B), 553 were denied — a 16.9% denial rate on decided applications, below the Montana rate of 18.7%. The three most active lenders handled 21% of applications, led by Glacier Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,670
- Loans originated
- 2,618
- Purchase / refinance
- 1,457 / 713
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gallatin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 355 | 7.6% | 20.0% |
| 2 | Stockman Bank of Montana 71 out of 100, Strong | 350 | 7.5% | 7.6% |
| 3 | GUARANTEED RATE, INC. | 298 | 6.4% | — |
| 4 | Rocket Mortgage, LLC | 186 | 4.0% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 185 | 4.0% | 39.5% |
| 6 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 173 | 3.7% | 2.2% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 169 | 3.6% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 159 | 3.4% | 14.1% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 156 | 3.3% | — |
| 10 | NEWREZ LLC | 137 | 2.9% | — |
| 11 | Opportunity Bank of Montana 71 out of 100, Strong | 132 | 2.8% | 12.0% |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 114 | 2.4% | — |
| 13 | First Interstate Bank 62 out of 100, Moderate | 104 | 2.2% | 29.4% |
| 14 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 78 | 1.7% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 78 | 1.7% | — |
| 16 | GUILD MORTGAGE COMPANY | 72 | 1.5% | — |
| 17 | GoPrime Mortgage, Inc. | 72 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 70 | 1.5% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 68 | 1.5% | 44.7% |
| 20 | PHH Mortgage Corporation | 48 | 1.0% | — |
| 21 | KIND LENDING, LLC | 44 | 0.9% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 41 | 0.9% | 22.2% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 40 | 0.9% | — |
| 24 | CALCON MUTUAL MORTGAGE LLC | 40 | 0.9% | — |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 39 | 0.8% | — |
| 26 | THE LOAN STORE, INC. | 37 | 0.8% | — |
| 27 | Mortgage Research Center, LLC | 36 | 0.8% | — |
| 28 | Manhattan Bank 75 out of 100, Strong | 35 | 0.7% | 4.7% |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 35 | 0.7% | — |
| 30 | SPRING EQ, LLC | 33 | 0.7% | — |
| 31 | UNION HOME MORTGAGE CORP. | 33 | 0.7% | — |
| 32 | Loandepot.Com, LLC | 32 | 0.7% | — |
| 33 | FIGURE LENDING LLC | 32 | 0.7% | — |
| 34 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 30 | 0.6% | — |
| 35 | 21st Mortgage Corporation | 29 | 0.6% | — |
| 36 | CMG MORTGAGE, INC. | 28 | 0.6% | — |
| 37 | SOFI BANK, NATIONAL ASSOCIATION | 28 | 0.6% | — |
| 38 | Flanagan State Bank 67 out of 100, Moderate | 27 | 0.6% | 14.2% |
| 39 | The Yellowstone Bank | 27 | 0.6% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 26 | 0.6% | — |
Top 40 of 269 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps