Montana · HMDA 2025
Mortgage lenders in Ravalli County, MT
145 lenders reported 1,649 home-loan applications in Ravalli County in 2025. 872 closed as loans ($323.4M), 217 were denied — a 19.3% denial rate on decided applications, close to the Montana rate of 18.7%. The three most active lenders handled 19% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,649
- Loans originated
- 872
- Purchase / refinance
- 418 / 295
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Ravalli County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 120 | 7.3% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 93 | 5.6% | — |
| 3 | Glacier Bank 68 out of 100, Moderate | 93 | 5.6% | 20.0% |
| 4 | Opportunity Bank of Montana 71 out of 100, Strong | 84 | 5.1% | 12.0% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 57 | 3.5% | — |
| 6 | TrailWest Bank 50 out of 100, Below average | 55 | 3.3% | 8.8% |
| 7 | NEWREZ LLC | 54 | 3.3% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 51 | 3.1% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 51 | 3.1% | 39.5% |
| 10 | Stockman Bank of Montana 71 out of 100, Strong | 44 | 2.7% | 7.6% |
| 11 | Mortgage Research Center, LLC | 42 | 2.5% | — |
| 12 | PHH Mortgage Corporation | 40 | 2.4% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 39 | 2.4% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 37 | 2.2% | 14.1% |
| 15 | Citizens Bank, National Association 54 out of 100, Below average | 35 | 2.1% | 32.5% |
| 16 | CHURCHILL MORTGAGE CORPORATION | 33 | 2.0% | — |
| 17 | First Interstate Bank 62 out of 100, Moderate | 33 | 2.0% | 29.4% |
| 18 | KIND LENDING, LLC | 29 | 1.8% | — |
| 19 | Prosperity Home Mortgage, LLC | 28 | 1.7% | — |
| 20 | AmeriSave Mortgage Corporation | 27 | 1.6% | — |
| 21 | GUILD MORTGAGE COMPANY | 25 | 1.5% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 23 | 1.4% | 32.9% |
| 23 | NATIONSTAR MORTGAGE LLC | 22 | 1.3% | — |
| 24 | GUARANTEED RATE, INC. | 21 | 1.3% | — |
| 25 | Horizon Federally Insured State-Chartered Credit Union | 21 | 1.3% | — |
| 26 | Loandepot.Com, LLC | 19 | 1.2% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 18 | 1.1% | 44.7% |
| 28 | Synergy One Lending, Inc. | 18 | 1.1% | — |
| 29 | Broker Solutions, Inc. | 17 | 1.0% | — |
| 30 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 17 | 1.0% | — |
| 31 | FIGURE LENDING LLC | 16 | 1.0% | — |
| 32 | Discover Bank | 15 | 0.9% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.9% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 14 | 0.8% | — |
| 35 | SPRING EQ, LLC | 12 | 0.7% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 0.7% | — |
| 37 | Mountain America Federal Credit Union 56 out of 100, Moderate | 11 | 0.7% | 45.0% |
| 38 | ENVOY MORTGAGE, LTD | 11 | 0.7% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 11 | 0.7% | — |
| 40 | NEW DAY FINANCIAL, LLC | 10 | 0.6% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps