Montana · HMDA 2025
Mortgage lenders in Missoula County, MT
211 lenders reported 4,001 home-loan applications in Missoula County in 2025. 2,243 closed as loans ($876.0M), 496 were denied — a 17.4% denial rate on decided applications, below the Montana rate of 18.7%. The three most active lenders handled 19% of applications, led by Glacier Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,001
- Loans originated
- 2,243
- Purchase / refinance
- 1,108 / 660
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Missoula County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 337 | 8.4% | 20.0% |
| 2 | Stockman Bank of Montana 71 out of 100, Strong | 226 | 5.6% | 7.6% |
| 3 | CLEARWATER Federal Credit Union 76 out of 100, Strong | 198 | 4.9% | 22.9% |
| 4 | Opportunity Bank of Montana 71 out of 100, Strong | 193 | 4.8% | 12.0% |
| 5 | First Interstate Bank 62 out of 100, Moderate | 172 | 4.3% | 29.4% |
| 6 | CHURCHILL MORTGAGE CORPORATION | 156 | 3.9% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 146 | 3.6% | — |
| 8 | Rocket Mortgage, LLC | 142 | 3.5% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 131 | 3.3% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 128 | 3.2% | — |
| 11 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 125 | 3.1% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 100 | 2.5% | 39.5% |
| 13 | KIND LENDING, LLC | 90 | 2.2% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 77 | 1.9% | 14.1% |
| 15 | NEWREZ LLC | 75 | 1.9% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 74 | 1.8% | — |
| 17 | TrailWest Bank 50 out of 100, Below average | 61 | 1.5% | 8.8% |
| 18 | Horizon Federally Insured State-Chartered Credit Union | 58 | 1.4% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 57 | 1.4% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 52 | 1.3% | — |
| 21 | 21st Mortgage Corporation | 50 | 1.2% | — |
| 22 | GUARANTEED RATE, INC. | 48 | 1.2% | — |
| 23 | Mountain America Federal Credit Union 56 out of 100, Moderate | 46 | 1.1% | 45.0% |
| 24 | PHH Mortgage Corporation | 45 | 1.1% | — |
| 25 | Bank of America, National Association 59 out of 100, Moderate | 44 | 1.1% | 44.7% |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 43 | 1.1% | — |
| 27 | Mortgage Research Center, LLC | 41 | 1.0% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 40 | 1.0% | 32.9% |
| 29 | FIGURE LENDING LLC | 39 | 1.0% | — |
| 30 | AmeriSave Mortgage Corporation | 36 | 0.9% | — |
| 31 | GUILD MORTGAGE COMPANY | 35 | 0.9% | — |
| 32 | SECURITYNATIONAL MORTGAGE COMPANY | 35 | 0.9% | — |
| 33 | Synergy One Lending, Inc. | 34 | 0.8% | — |
| 34 | Broker Solutions, Inc. | 32 | 0.8% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 32 | 0.8% | — |
| 36 | Prosperity Home Mortgage, LLC | 30 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 27 | 0.7% | — |
| 38 | BETTER MORTGAGE CORPORATION | 27 | 0.7% | — |
| 39 | SPRING EQ, LLC | 23 | 0.6% | — |
| 40 | Discover Bank | 22 | 0.5% | — |
Top 40 of 211 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps