Montana · HMDA 2025
Mortgage lenders in Lake County, MT
144 lenders reported 1,019 home-loan applications in Lake County in 2025. 509 closed as loans ($200.4M), 160 were denied — a 23.2% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 27% of applications, led by Glacier Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,019
- Loans originated
- 509
- Purchase / refinance
- 207 / 193
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 155 | 15.2% | 20.0% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 64 | 6.3% | — |
| 3 | First Interstate Bank 62 out of 100, Moderate | 52 | 5.1% | 29.4% |
| 4 | NEWREZ LLC | 49 | 4.8% | — |
| 5 | Rocket Mortgage, LLC | 48 | 4.7% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 45 | 4.4% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.8% | — |
| 8 | Truist Bank 63 out of 100, Moderate | 30 | 2.9% | 40.8% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 26 | 2.6% | 14.1% |
| 10 | Mortgage Research Center, LLC | 18 | 1.8% | — |
| 11 | Stockman Bank of Montana 71 out of 100, Strong | 18 | 1.8% | 7.6% |
| 12 | Loandepot.Com, LLC | 17 | 1.7% | — |
| 13 | Broker Solutions, Inc. | 16 | 1.6% | — |
| 14 | Discover Bank | 15 | 1.5% | — |
| 15 | GUILD MORTGAGE COMPANY | 15 | 1.5% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 15 | 1.5% | — |
| 17 | KIND LENDING, LLC | 15 | 1.5% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.3% | 32.9% |
| 19 | TrailWest Bank 50 out of 100, Below average | 13 | 1.3% | 8.8% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 1.2% | 39.5% |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 10 | 1.0% | 44.7% |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 10 | 1.0% | — |
| 24 | ENVOY MORTGAGE, LTD | 10 | 1.0% | — |
| 25 | PHH Mortgage Corporation | 10 | 1.0% | — |
| 26 | SPRING EQ, LLC | 9 | 0.9% | — |
| 27 | Opportunity Bank of Montana 71 out of 100, Strong | 9 | 0.9% | 12.0% |
| 28 | NATIONSTAR MORTGAGE LLC | 9 | 0.9% | — |
| 29 | CMG MORTGAGE, INC. | 8 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 8 | 0.8% | — |
| 31 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 8 | 0.8% | 9.1% |
| 32 | Mountain America Federal Credit Union 56 out of 100, Moderate | 7 | 0.7% | 45.0% |
| 33 | Plains Commerce Bank 59 out of 100, Moderate | 7 | 0.7% | 10.0% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.6% | 22.2% |
| 35 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | 0.6% | — |
| 36 | Prosperity Home Mortgage, LLC | 6 | 0.6% | — |
| 37 | AMERICAN FINANCING CORPORATION | 6 | 0.6% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.6% | — |
| 39 | GUARANTEED RATE, INC. | 5 | 0.5% | — |
| 40 | The Federal Savings Bank 51 out of 100, Below average | 5 | 0.5% | 19.1% |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps