Montana · HMDA 2025
Mortgage lenders in Lincoln County, MT
121 lenders reported 864 home-loan applications in Lincoln County in 2025. 452 closed as loans ($137.1M), 137 were denied — a 22.3% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 31% of applications, led by Glacier Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 864
- Loans originated
- 452
- Purchase / refinance
- 213 / 149
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 147 | 17.0% | 20.0% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 61 | 7.1% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 56 | 6.5% | — |
| 4 | Rocket Mortgage, LLC | 53 | 6.1% | — |
| 5 | Mortgage Research Center, LLC | 37 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 32 | 3.7% | — |
| 7 | NEWREZ LLC | 18 | 2.1% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 17 | 2.0% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.7% | 14.1% |
| 10 | Loandepot.Com, LLC | 14 | 1.6% | — |
| 11 | AmeriSave Mortgage Corporation | 13 | 1.5% | — |
| 12 | First Interstate Bank 62 out of 100, Moderate | 13 | 1.5% | 29.4% |
| 13 | KIND LENDING, LLC | 11 | 1.3% | — |
| 14 | PHH Mortgage Corporation | 11 | 1.3% | — |
| 15 | Willamette Valley Bank 81 out of 100, Strong | 11 | 1.3% | 13.8% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 1.2% | 32.9% |
| 17 | Broker Solutions, Inc. | 10 | 1.2% | — |
| 18 | SPRING EQ, LLC | 10 | 1.2% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 1.2% | 39.5% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 1.2% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 10 | 1.2% | — |
| 22 | NEW DAY FINANCIAL, LLC | 10 | 1.2% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 1.0% | 22.2% |
| 24 | FIGURE LENDING LLC | 9 | 1.0% | — |
| 25 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | 1.0% | — |
| 26 | First Montana Bank, Inc. 73 out of 100, Strong | 9 | 1.0% | 2.5% |
| 27 | GUILD MORTGAGE COMPANY | 8 | 0.9% | — |
| 28 | Stockman Bank of Montana 71 out of 100, Strong | 8 | 0.9% | 7.6% |
| 29 | NATIONSTAR MORTGAGE LLC | 8 | 0.9% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.9% | — |
| 31 | USAA Federal Savings Bank 64 out of 100, Moderate | 8 | 0.9% | 37.2% |
| 32 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 8 | 0.9% | 9.1% |
| 33 | 21st Mortgage Corporation | 7 | 0.8% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.8% | 32.5% |
| 35 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.8% | 44.7% |
| 36 | Mountain America Federal Credit Union 56 out of 100, Moderate | 7 | 0.8% | 45.0% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.8% | — |
| 38 | LONGBRIDGE FINANCIAL, LLC | 6 | 0.7% | — |
| 39 | GUARANTEED RATE, INC. | 5 | 0.6% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 5 | 0.6% | — |
Top 40 of 121 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps