Montana · HMDA 2025
Mortgage lenders in Silver Bow County, MT
142 lenders reported 1,444 home-loan applications in Silver Bow County in 2025. 808 closed as loans ($184.0M), 179 were denied — a 17.6% denial rate on decided applications, below the Montana rate of 18.7%. The three most active lenders handled 32% of applications, led by GUILD MORTGAGE COMPANY. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,444
- Loans originated
- 808
- Purchase / refinance
- 430 / 271
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Silver Bow County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 215 | 14.9% | — |
| 2 | Glacier Bank 68 out of 100, Moderate | 129 | 8.9% | 20.0% |
| 3 | Rocket Mortgage, LLC | 111 | 7.7% | — |
| 4 | Opportunity Bank of Montana 71 out of 100, Strong | 69 | 4.8% | 12.0% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 45 | 3.1% | 14.1% |
| 6 | Mortgage Research Center, LLC | 41 | 2.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 40 | 2.8% | — |
| 8 | Ixonia Bank 67 out of 100, Moderate | 39 | 2.7% | 4.7% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 37 | 2.6% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 37 | 2.6% | — |
| 11 | Horizon Federally Insured State-Chartered Credit Union | 36 | 2.5% | — |
| 12 | NEWREZ LLC | 35 | 2.4% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 32 | 2.2% | 39.5% |
| 14 | NATIONSTAR MORTGAGE LLC | 28 | 1.9% | — |
| 15 | Broker Solutions, Inc. | 22 | 1.5% | — |
| 16 | Loandepot.Com, LLC | 21 | 1.5% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.4% | — |
| 18 | Prosperity Home Mortgage, LLC | 20 | 1.4% | — |
| 19 | AmeriSave Mortgage Corporation | 19 | 1.3% | — |
| 20 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 18 | 1.2% | 22.2% |
| 21 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 17 | 1.2% | — |
| 22 | Paramount Residential Mortgage Group, Inc. | 15 | 1.0% | — |
| 23 | First Montana Bank, Inc. 73 out of 100, Strong | 14 | 1.0% | 2.5% |
| 24 | Stockman Bank of Montana 71 out of 100, Strong | 14 | 1.0% | 7.6% |
| 25 | PHH Mortgage Corporation | 12 | 0.8% | — |
| 26 | FIGURE LENDING LLC | 11 | 0.8% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.8% | — |
| 28 | NEW DAY FINANCIAL, LLC | 11 | 0.8% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.7% | 32.9% |
| 30 | The Federal Savings Bank 51 out of 100, Below average | 10 | 0.7% | 19.1% |
| 31 | CHURCHILL MORTGAGE CORPORATION | 10 | 0.7% | — |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.6% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.6% | 32.5% |
| 34 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 0.6% | — |
| 35 | PLANET HOME LENDING, LLC | 8 | 0.6% | — |
| 36 | Citizens Alliance Bank 47 out of 100, Below average | 8 | 0.6% | 8.6% |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.5% | — |
| 38 | Mountain America Federal Credit Union 56 out of 100, Moderate | 7 | 0.5% | 45.0% |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.4% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.4% | — |
Top 40 of 142 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps