Montana · HMDA 2025
Mortgage lenders in Cascade County, MT
166 lenders reported 3,584 home-loan applications in Cascade County in 2025. 1,989 closed as loans ($564.2M), 454 were denied — a 17.9% denial rate on decided applications, close to the Montana rate of 18.7%. The three most active lenders handled 28% of applications, led by Stockman Bank of Montana. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,584
- Loans originated
- 1,989
- Purchase / refinance
- 1,022 / 639
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cascade County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Stockman Bank of Montana 71 out of 100, Strong | 503 | 14.0% | 7.6% |
| 2 | Opportunity Bank of Montana 71 out of 100, Strong | 270 | 7.5% | 12.0% |
| 3 | FREEDOM MORTGAGE CORPORATION | 223 | 6.2% | — |
| 4 | Fairway Independent Mortgage Corporation | 171 | 4.8% | — |
| 5 | Mortgage Research Center, LLC | 155 | 4.3% | — |
| 6 | Rocket Mortgage, LLC | 147 | 4.1% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 3.3% | — |
| 8 | Montana Federal Credit Union 79 out of 100, Strong | 112 | 3.1% | 11.8% |
| 9 | Horizon Federally Insured State-Chartered Credit Union | 107 | 3.0% | — |
| 10 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 98 | 2.7% | — |
| 11 | NEWREZ LLC | 97 | 2.7% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 90 | 2.5% | 39.5% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 88 | 2.5% | — |
| 14 | RUSSELL COUNTRY FEDERAL CREDIT UNION 48 out of 100, Below average | 67 | 1.9% | 13.3% |
| 15 | Synergy One Lending, Inc. | 65 | 1.8% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 57 | 1.6% | — |
| 17 | Citizens Alliance Bank 47 out of 100, Below average | 50 | 1.4% | 8.6% |
| 18 | UNION HOME MORTGAGE CORP. | 46 | 1.3% | — |
| 19 | FIGURE LENDING LLC | 44 | 1.2% | — |
| 20 | Belt Valley Bank 65 out of 100, Moderate | 44 | 1.2% | 18.4% |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 42 | 1.2% | 32.9% |
| 22 | AmeriSave Mortgage Corporation | 41 | 1.1% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 39 | 1.1% | 14.1% |
| 24 | First Interstate Bank 62 out of 100, Moderate | 39 | 1.1% | 29.4% |
| 25 | GUARANTEED RATE, INC. | 38 | 1.1% | — |
| 26 | Broker Solutions, Inc. | 36 | 1.0% | — |
| 27 | Loandepot.Com, LLC | 34 | 0.9% | — |
| 28 | SPRING EQ, LLC | 33 | 0.9% | — |
| 29 | Bravera Bank 67 out of 100, Moderate | 32 | 0.9% | 2.2% |
| 30 | NATIONSTAR MORTGAGE LLC | 31 | 0.9% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 31 | 0.9% | — |
| 32 | 21st Mortgage Corporation | 25 | 0.7% | — |
| 33 | Glacier Bank 68 out of 100, Moderate | 23 | 0.6% | 20.0% |
| 34 | PLAZA HOME MORTGAGE, INC. | 23 | 0.6% | — |
| 35 | USAA Federal Savings Bank 64 out of 100, Moderate | 23 | 0.6% | 37.2% |
| 36 | NEW DAY FINANCIAL, LLC | 22 | 0.6% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 22 | 0.6% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 21 | 0.6% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 20 | 0.6% | 22.2% |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 19 | 0.5% | 44.7% |
Top 40 of 166 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps