Montana · HMDA 2025
Mortgage lenders in Lewis and Clark County, MT
184 lenders reported 3,181 home-loan applications in Lewis and Clark County in 2025. 1,789 closed as loans ($592.6M), 381 were denied — a 17.1% denial rate on decided applications, below the Montana rate of 18.7%. The three most active lenders handled 25% of applications, led by Glacier Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,181
- Loans originated
- 1,789
- Purchase / refinance
- 893 / 532
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lewis and Clark County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 322 | 10.1% | 20.0% |
| 2 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 267 | 8.4% | — |
| 3 | Stockman Bank of Montana 71 out of 100, Strong | 192 | 6.0% | 7.6% |
| 4 | Opportunity Bank of Montana 71 out of 100, Strong | 180 | 5.7% | 12.0% |
| 5 | Rocket Mortgage, LLC | 138 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 125 | 3.9% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 104 | 3.3% | — |
| 8 | NEWREZ LLC | 101 | 3.2% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 99 | 3.1% | 39.5% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 94 | 3.0% | — |
| 11 | Mortgage Research Center, LLC | 88 | 2.8% | — |
| 12 | First Interstate Bank 62 out of 100, Moderate | 74 | 2.3% | 29.4% |
| 13 | UNION HOME MORTGAGE CORP. | 67 | 2.1% | — |
| 14 | GUARANTEED RATE, INC. | 66 | 2.1% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 60 | 1.9% | 14.1% |
| 16 | Intrepid Credit Union 71 out of 100, Strong | 52 | 1.6% | 15.7% |
| 17 | Synergy One Lending, Inc. | 47 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 45 | 1.4% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 44 | 1.4% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 1.3% | — |
| 21 | SOFI BANK, NATIONAL ASSOCIATION | 40 | 1.3% | — |
| 22 | Broker Solutions, Inc. | 39 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 35 | 1.1% | 32.9% |
| 24 | FIGURE LENDING LLC | 33 | 1.0% | — |
| 25 | Discover Bank | 32 | 1.0% | — |
| 26 | Loandepot.Com, LLC | 28 | 0.9% | — |
| 27 | AmeriSave Mortgage Corporation | 28 | 0.9% | — |
| 28 | 21st Mortgage Corporation | 27 | 0.8% | — |
| 29 | Rocky Mountain Credit Union 53 out of 100, Below average | 27 | 0.8% | 18.0% |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 26 | 0.8% | — |
| 31 | SPRING EQ, LLC | 22 | 0.7% | — |
| 32 | NEW DAY FINANCIAL, LLC | 22 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 19 | 0.6% | — |
| 34 | Mountain America Federal Credit Union 56 out of 100, Moderate | 17 | 0.5% | 45.0% |
| 35 | USAA Federal Savings Bank 64 out of 100, Moderate | 17 | 0.5% | 37.2% |
| 36 | CMG MORTGAGE, INC. | 15 | 0.5% | — |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 0.5% | 22.2% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 15 | 0.5% | — |
| 39 | PHH Mortgage Corporation | 15 | 0.5% | — |
| 40 | GUILD MORTGAGE COMPANY | 14 | 0.4% | — |
Top 40 of 184 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps