Montana · HMDA 2025
Mortgage lenders in Madison County, MT
133 lenders reported 612 home-loan applications in Madison County in 2025. 333 closed as loans ($556.1M), 80 were denied — a 18.8% denial rate on decided applications, close to the Montana rate of 18.7%. The three most active lenders handled 19% of applications, led by Glacier Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 612
- Loans originated
- 333
- Purchase / refinance
- 162 / 127
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Madison County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 43 | 7.0% | 20.0% |
| 2 | Opportunity Bank of Montana 71 out of 100, Strong | 37 | 6.0% | 12.0% |
| 3 | Stockman Bank of Montana 71 out of 100, Strong | 37 | 6.0% | 7.6% |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 33 | 5.4% | 14.1% |
| 5 | Rocket Mortgage, LLC | 31 | 5.1% | — |
| 6 | First Interstate Bank 62 out of 100, Moderate | 28 | 4.6% | 29.4% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.9% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 2.9% | 39.5% |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 2.6% | — |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 16 | 2.6% | 44.7% |
| 11 | Madison Valley Bank | 14 | 2.3% | — |
| 12 | NEWREZ LLC | 13 | 2.1% | — |
| 13 | GUARANTEED RATE, INC. | 12 | 2.0% | — |
| 14 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 12 | 2.0% | — |
| 15 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 11 | 1.8% | 2.2% |
| 16 | Broker Solutions, Inc. | 10 | 1.6% | — |
| 17 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 9 | 1.5% | 4.9% |
| 18 | Loandepot.Com, LLC | 8 | 1.3% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.3% | — |
| 20 | Citibank, National Association 60 out of 100, Moderate | 8 | 1.3% | 24.0% |
| 21 | PHH Mortgage Corporation | 8 | 1.3% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 1.1% | 22.2% |
| 23 | NATIONSTAR MORTGAGE LLC | 7 | 1.1% | — |
| 24 | FREEDOM MORTGAGE CORPORATION | 7 | 1.1% | — |
| 25 | Mortgage Research Center, LLC | 6 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 6 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 5 | 0.8% | — |
| 28 | GUILD MORTGAGE COMPANY | 5 | 0.8% | — |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.8% | — |
| 30 | Mountain America Federal Credit Union 56 out of 100, Moderate | 5 | 0.8% | 45.0% |
| 31 | The Bank of Commerce 78 out of 100, Strong | 5 | 0.8% | 4.1% |
| 32 | Truist Bank 63 out of 100, Moderate | 4 | 0.7% | 40.8% |
| 33 | SPRING EQ, LLC | 4 | 0.7% | — |
| 34 | Plains Commerce Bank 59 out of 100, Moderate | 4 | 0.7% | 10.0% |
| 35 | GoPrime Mortgage, Inc. | 4 | 0.7% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 0.7% | 37.2% |
| 37 | CMG MORTGAGE, INC. | 3 | 0.5% | — |
| 38 | Discover Bank | 3 | 0.5% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.5% | 33.8% |
| 40 | Flanagan State Bank 67 out of 100, Moderate | 3 | 0.5% | 14.2% |
Top 40 of 133 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps