Montana · HMDA 2025
Mortgage lenders in Jefferson County, MT
101 lenders reported 627 home-loan applications in Jefferson County in 2025. 332 closed as loans ($114.6M), 90 were denied — a 20.9% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 22% of applications, led by Glacier Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 627
- Loans originated
- 332
- Purchase / refinance
- 144 / 118
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 70 | 11.2% | 20.0% |
| 2 | Rocket Mortgage, LLC | 33 | 5.3% | — |
| 3 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 32 | 5.1% | — |
| 4 | Stockman Bank of Montana 71 out of 100, Strong | 31 | 4.9% | 7.6% |
| 5 | Opportunity Bank of Montana 71 out of 100, Strong | 30 | 4.8% | 12.0% |
| 6 | First Interstate Bank 62 out of 100, Moderate | 23 | 3.7% | 29.4% |
| 7 | NEWREZ LLC | 21 | 3.3% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 20 | 3.2% | — |
| 9 | Mortgage Research Center, LLC | 18 | 2.9% | — |
| 10 | GUILD MORTGAGE COMPANY | 15 | 2.4% | — |
| 11 | Madison Valley Bank | 15 | 2.4% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 2.2% | 14.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 14 | 2.2% | — |
| 14 | GUARANTEED RATE, INC. | 12 | 1.9% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 1.9% | — |
| 16 | Intrepid Credit Union 71 out of 100, Strong | 12 | 1.9% | 15.7% |
| 17 | FIGURE LENDING LLC | 11 | 1.8% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 10 | 1.6% | — |
| 19 | UNION HOME MORTGAGE CORP. | 10 | 1.6% | — |
| 20 | Loandepot.Com, LLC | 9 | 1.4% | — |
| 21 | SPRING EQ, LLC | 9 | 1.4% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 9 | 1.4% | — |
| 23 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 1.3% | — |
| 24 | KIND LENDING, LLC | 7 | 1.1% | — |
| 25 | CALCON MUTUAL MORTGAGE LLC | 7 | 1.1% | — |
| 26 | NEW DAY FINANCIAL, LLC | 7 | 1.1% | — |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 1.1% | — |
| 28 | Broker Solutions, Inc. | 6 | 1.0% | — |
| 29 | AmeriSave Mortgage Corporation | 6 | 1.0% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 1.0% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.8% | 22.2% |
| 32 | Discover Bank | 5 | 0.8% | — |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 5 | 0.8% | 39.5% |
| 34 | Rocky Mountain Credit Union 53 out of 100, Below average | 5 | 0.8% | 18.0% |
| 35 | AMERICAN FINANCING CORPORATION | 5 | 0.8% | — |
| 36 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 5 | 0.8% | 2.2% |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.8% | — |
| 38 | CLEARWATER Federal Credit Union 76 out of 100, Strong | 5 | 0.8% | 22.9% |
| 39 | Flanagan State Bank 67 out of 100, Moderate | 4 | 0.6% | 14.2% |
| 40 | CHURCHILL MORTGAGE CORPORATION | 4 | 0.6% | — |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Madison County 612 apps