Montana · HMDA 2025
Mortgage lenders in Yellowstone County, MT
230 lenders reported 7,292 home-loan applications in Yellowstone County in 2025. 4,235 closed as loans ($1.2B), 893 were denied — a 16.8% denial rate on decided applications, below the Montana rate of 18.7%. The three most active lenders handled 20% of applications, led by Stockman Bank of Montana. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,292
- Loans originated
- 4,235
- Purchase / refinance
- 2,338 / 1,161
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yellowstone County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Stockman Bank of Montana 71 out of 100, Strong | 592 | 8.1% | 7.6% |
| 2 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 475 | 6.5% | — |
| 3 | Glacier Bank 68 out of 100, Moderate | 396 | 5.4% | 20.0% |
| 4 | Altana Federal Credit Union 66 out of 100, Moderate | 325 | 4.5% | 19.1% |
| 5 | Rocket Mortgage, LLC | 307 | 4.2% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 274 | 3.8% | — |
| 7 | VALLEY FINANCIAL CREDIT UNION 71 out of 100, Strong | 259 | 3.6% | 23.6% |
| 8 | Opportunity Bank of Montana 71 out of 100, Strong | 243 | 3.3% | 12.0% |
| 9 | GUILD MORTGAGE COMPANY | 193 | 2.6% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 193 | 2.6% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 191 | 2.6% | 39.5% |
| 12 | LOWER, LLC | 191 | 2.6% | — |
| 13 | The Yellowstone Bank | 186 | 2.6% | — |
| 14 | PENNYMAC LOAN SERVICES, LLC | 180 | 2.5% | — |
| 15 | NEWREZ LLC | 176 | 2.4% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 169 | 2.3% | 14.1% |
| 17 | Mortgage Research Center, LLC | 146 | 2.0% | — |
| 18 | 21st Mortgage Corporation | 136 | 1.9% | — |
| 19 | GUARANTEED RATE, INC. | 134 | 1.8% | — |
| 20 | First Interstate Bank 62 out of 100, Moderate | 126 | 1.7% | 29.4% |
| 21 | Broker Solutions, Inc. | 107 | 1.5% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 106 | 1.5% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 102 | 1.4% | — |
| 24 | Mountain America Federal Credit Union 56 out of 100, Moderate | 94 | 1.3% | 45.0% |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 92 | 1.3% | — |
| 26 | AmeriSave Mortgage Corporation | 73 | 1.0% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 55 | 0.8% | 32.9% |
| 28 | Loandepot.Com, LLC | 53 | 0.7% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 53 | 0.7% | — |
| 30 | CALCON MUTUAL MORTGAGE LLC | 53 | 0.7% | — |
| 31 | LITTLE HORN STATE BANK 59 out of 100, Moderate | 50 | 0.7% | 4.2% |
| 32 | BILLINGS | 50 | 0.7% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 49 | 0.7% | — |
| 34 | Servion, Inc. | 48 | 0.7% | — |
| 35 | KIND LENDING, LLC | 48 | 0.7% | — |
| 36 | FIGURE LENDING LLC | 47 | 0.6% | — |
| 37 | CMG MORTGAGE, INC. | 45 | 0.6% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 44 | 0.6% | — |
| 39 | Discover Bank | 42 | 0.6% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 42 | 0.6% | 44.7% |
Top 40 of 230 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Gallatin County 4,670 apps
- Flathead County 4,664 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps