Montana · HMDA 2025
Mortgage lenders in Flathead County, MT
259 lenders reported 4,664 home-loan applications in Flathead County in 2025. 2,585 closed as loans ($1.4B), 655 were denied — a 19.7% denial rate on decided applications, above the Montana rate of 18.7%. The three most active lenders handled 26% of applications, led by Glacier Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,664
- Loans originated
- 2,585
- Purchase / refinance
- 1,235 / 943
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Flathead County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 489 | 10.5% | 20.0% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 468 | 10.0% | — |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 247 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 198 | 4.2% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 170 | 3.6% | — |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 148 | 3.2% | 14.1% |
| 7 | Barrington Bank & Trust Company, National Association 42 out of 100, Below average | 138 | 3.0% | 9.1% |
| 8 | Stockman Bank of Montana 71 out of 100, Strong | 137 | 2.9% | 7.6% |
| 9 | First Interstate Bank 62 out of 100, Moderate | 127 | 2.7% | 29.4% |
| 10 | KIND LENDING, LLC | 114 | 2.4% | — |
| 11 | NEWREZ LLC | 113 | 2.4% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 90 | 1.9% | 39.5% |
| 13 | 21st Mortgage Corporation | 86 | 1.8% | — |
| 14 | TrailWest Bank 50 out of 100, Below average | 80 | 1.7% | 8.8% |
| 15 | NATIONSTAR MORTGAGE LLC | 78 | 1.7% | — |
| 16 | ENVOY MORTGAGE, LTD | 77 | 1.7% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 72 | 1.5% | — |
| 18 | Plains Commerce Bank 59 out of 100, Moderate | 68 | 1.5% | 10.0% |
| 19 | Mortgage Research Center, LLC | 65 | 1.4% | — |
| 20 | FIGURE LENDING LLC | 62 | 1.3% | — |
| 21 | CALCON MUTUAL MORTGAGE LLC | 62 | 1.3% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 57 | 1.2% | 32.9% |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 54 | 1.2% | — |
| 24 | AmeriSave Mortgage Corporation | 51 | 1.1% | — |
| 25 | SPRING EQ, LLC | 50 | 1.1% | — |
| 26 | PHH Mortgage Corporation | 50 | 1.1% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 48 | 1.0% | 44.7% |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 48 | 1.0% | — |
| 29 | LOWER, LLC | 43 | 0.9% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 41 | 0.9% | 22.2% |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 38 | 0.8% | — |
| 32 | Loandepot.Com, LLC | 37 | 0.8% | — |
| 33 | Synergy One Lending, Inc. | 34 | 0.7% | — |
| 34 | Broker Solutions, Inc. | 32 | 0.7% | — |
| 35 | PARK SIDE FINANCIAL | 30 | 0.6% | — |
| 36 | NEW DAY FINANCIAL, LLC | 27 | 0.6% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 0.5% | — |
| 38 | Discover Bank | 21 | 0.5% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 0.4% | — |
| 40 | CMG MORTGAGE, INC. | 19 | 0.4% | — |
Top 40 of 259 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Montana
- Yellowstone County 7,292 apps
- Gallatin County 4,670 apps
- Missoula County 4,001 apps
- Cascade County 3,584 apps
- Lewis and Clark County 3,181 apps
- Ravalli County 1,649 apps
- Silver Bow County 1,444 apps
- Lake County 1,019 apps
- Lincoln County 864 apps
- Park County 709 apps
- Jefferson County 627 apps
- Madison County 612 apps