Nebraska · HMDA 2025
Mortgage lenders in Seward County, NE
96 lenders reported 654 home-loan applications in Seward County in 2025. 390 closed as loans ($84.1M), 54 were denied — a 11.7% denial rate on decided applications, below the Nebraska rate of 15.1%. The three most active lenders handled 26% of applications, led by City Bank & Trust Co.. 22 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 654
- Loans originated
- 390
- Purchase / refinance
- 216 / 108
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Seward County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | City Bank & Trust Co. 58 out of 100, Moderate | 70 | 10.7% | 6.2% |
| 2 | WEST GATE BANK 72 out of 100, Strong | 52 | 8.0% | 4.8% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 45 | 6.9% | 39.5% |
| 4 | Union Bank and Trust Company 76 out of 100, Strong | 40 | 6.1% | 11.7% |
| 5 | LIBERTY FIRST CREDIT UNION 86 out of 100, Very strong | 33 | 5.0% | 13.0% |
| 6 | JONES BANK 77 out of 100, Strong | 27 | 4.1% | 0.0% |
| 7 | NEWREZ LLC | 26 | 4.0% | — |
| 8 | Rocket Mortgage, LLC | 25 | 3.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 24 | 3.7% | — |
| 10 | Pinnacle Bank 74 out of 100, Strong | 23 | 3.5% | 4.8% |
| 11 | Cattle Bank & Trust 87 out of 100, Very strong | 22 | 3.4% | 3.8% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 3.4% | — |
| 13 | Lincoln FSB of Nebraska 69 out of 100, Moderate | 22 | 3.4% | 3.3% |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 14 | 2.1% | 32.5% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.5% | 14.1% |
| 16 | Mortgage Research Center, LLC | 10 | 1.5% | — |
| 17 | GERSHMAN INVESTMENT CORP. | 9 | 1.4% | — |
| 18 | CMG MORTGAGE, INC. | 8 | 1.2% | — |
| 19 | PLANET HOME LENDING, LLC | 8 | 1.2% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.1% | — |
| 21 | CHARTER WEST BANK 68 out of 100, Moderate | 7 | 1.1% | 8.6% |
| 22 | NATIONSTAR MORTGAGE LLC | 7 | 1.1% | — |
| 23 | Farm Credit Mid-America | 6 | 0.9% | — |
| 24 | Farmers and Merchants Bank 78 out of 100, Strong | 6 | 0.9% | 10.7% |
| 25 | SPRING EQ, LLC | 5 | 0.8% | — |
| 26 | CORNHUSKER BANK 74 out of 100, Strong | 5 | 0.8% | 5.4% |
| 27 | Lincone Federal Credit Union 80 out of 100, Strong | 4 | 0.6% | 7.0% |
| 28 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 29 | First National Bank of Omaha 72 out of 100, Strong | 4 | 0.6% | 25.9% |
| 30 | Fairway Independent Mortgage Corporation | 3 | 0.5% | — |
| 31 | Loandepot.Com, LLC | 3 | 0.5% | — |
| 32 | Broker Solutions, Inc. | 3 | 0.5% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.5% | 44.7% |
| 34 | Security First Bank 65 out of 100, Moderate | 3 | 0.5% | 3.1% |
| 35 | Prosperity Home Mortgage, LLC | 3 | 0.5% | — |
| 36 | Members Mortgage Services, L.L.C. | 3 | 0.5% | — |
| 37 | VERIDIAN CREDIT UNION 73 out of 100, Strong | 3 | 0.5% | 11.2% |
| 38 | Cornerstone Bank 56 out of 100, Moderate | 3 | 0.5% | 18.4% |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 0.5% | 37.2% |
| 40 | First State Bank Nebraska 71 out of 100, Strong | 3 | 0.5% | 12.3% |
Top 40 of 96 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nebraska
- Douglas County 25,537 apps
- Lancaster County 13,061 apps
- Sarpy County 10,670 apps
- Hall County 2,041 apps
- Dodge County 1,507 apps
- Cass County 1,463 apps
- Buffalo County 1,435 apps
- Lincoln County 1,249 apps
- Platte County 1,226 apps
- Saunders County 1,056 apps
- Adams County 1,014 apps
- Madison County 976 apps