Ohio · HMDA 2025
Mortgage lenders in Defiance County, OH
144 lenders reported 1,418 home-loan applications in Defiance County in 2025. 778 closed as loans ($111.5M), 224 were denied — a 21.5% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 33% of applications, led by The Huntington National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,418
- Loans originated
- 778
- Purchase / refinance
- 405 / 207
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Defiance County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 185 | 13.0% | 31.6% |
| 2 | The Farmers & Merchants State Bank | 156 | 11.0% | — |
| 3 | The State Bank and Trust Company 70 out of 100, Strong | 127 | 9.0% | 9.9% |
| 4 | WesBanco Bank, Inc. 66 out of 100, Moderate | 117 | 8.3% | 20.1% |
| 5 | Rocket Mortgage, LLC | 71 | 5.0% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 61 | 4.3% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 48 | 3.4% | 34.0% |
| 8 | SUPERIOR CREDIT UNION, INC. | 31 | 2.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 26 | 1.8% | — |
| 10 | Mortgage Research Center, LLC | 24 | 1.7% | — |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 1.6% | 39.5% |
| 12 | MYCUMORTGAGE, LLC | 22 | 1.6% | — |
| 13 | The Sherwood State Bank 55 out of 100, Moderate | 21 | 1.5% | 4.3% |
| 14 | Loandepot.Com, LLC | 20 | 1.4% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 19 | 1.3% | — |
| 16 | The Citizens National Bank of Bluffton 71 out of 100, Strong | 18 | 1.3% | 10.1% |
| 17 | Coastal Community Bank 35 out of 100, Low | 18 | 1.3% | 3.0% |
| 18 | NEWREZ LLC | 17 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 15 | 1.1% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 15 | 1.1% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.0% | 14.1% |
| 22 | NEW DAY FINANCIAL, LLC | 13 | 0.9% | — |
| 23 | AmeriSave Mortgage Corporation | 12 | 0.8% | — |
| 24 | Three Rivers Federal Credit Union 78 out of 100, Strong | 11 | 0.8% | 16.3% |
| 25 | First Financial Bank 68 out of 100, Moderate | 11 | 0.8% | 24.9% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.7% | 32.9% |
| 27 | 21st Mortgage Corporation | 10 | 0.7% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.7% | — |
| 29 | PLANET HOME LENDING, LLC | 10 | 0.7% | — |
| 30 | RUOFF MORTGAGE COMPANY, INC. | 9 | 0.6% | — |
| 31 | UNION HOME MORTGAGE CORP. | 9 | 0.6% | — |
| 32 | GVC MORTGAGE, INC. | 8 | 0.6% | — |
| 33 | EQUITY RESOURCES, INC. | 8 | 0.6% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.5% | 32.5% |
| 35 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 0.5% | — |
| 36 | PNC Bank, National Association 62 out of 100, Moderate | 7 | 0.5% | 33.8% |
| 37 | FIGURE LENDING LLC | 7 | 0.5% | — |
| 38 | AMERICAN FINANCING CORPORATION | 7 | 0.5% | — |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 0.5% | — |
| 40 | Discover Bank | 6 | 0.4% | — |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps