Ohio · HMDA 2025
Mortgage lenders in Cuyahoga County, OH
561 lenders reported 54,642 home-loan applications in Cuyahoga County in 2025. 28,057 closed as loans ($5.9B), 9,623 were denied — a 24.5% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 21% of applications, led by The Huntington National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 54,642
- Loans originated
- 28,057
- Purchase / refinance
- 13,280 / 8,589
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cuyahoga County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 4,599 | 8.4% | 31.6% |
| 2 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 3,994 | 7.3% | 35.5% |
| 3 | CROSSCOUNTRY MORTGAGE, INC. | 2,693 | 4.9% | — |
| 4 | Rocket Mortgage, LLC | 2,579 | 4.7% | — |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 2,516 | 4.6% | 33.8% |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 2,352 | 4.3% | 32.5% |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2,137 | 3.9% | 34.0% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,774 | 3.2% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,727 | 3.2% | 14.1% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 1,465 | 2.7% | 39.5% |
| 11 | KeyBank National Association 63 out of 100, Moderate | 1,100 | 2.0% | 32.8% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1,058 | 1.9% | — |
| 13 | Kiavi Funding, Inc. | 1,026 | 1.9% | — |
| 14 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 1,005 | 1.8% | 22.3% |
| 15 | BPL MORTGAGE TRUST, LLC | 822 | 1.5% | — |
| 16 | NEWREZ LLC | 806 | 1.5% | — |
| 17 | First National Bank of Pennsylvania 64 out of 100, Moderate | 782 | 1.4% | 26.6% |
| 18 | First Federal Savings and Loan Association of Lakewood 56 out of 100, Moderate | 765 | 1.4% | 12.5% |
| 19 | Synergy One Lending, Inc. | 652 | 1.2% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 607 | 1.1% | 32.9% |
| 21 | HOWARD HANNA FINANCIAL SERVICES, INC. | 577 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 550 | 1.0% | — |
| 23 | Loan Funder LLC | 534 | 1.0% | — |
| 24 | Mortgage Research Center, LLC | 527 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 472 | 0.9% | — |
| 26 | GUARANTEED RATE, INC. | 451 | 0.8% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 444 | 0.8% | — |
| 28 | Broker Solutions, Inc. | 442 | 0.8% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 440 | 0.8% | 3.0% |
| 30 | AmeriSave Mortgage Corporation | 427 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 413 | 0.8% | — |
| 32 | UNION HOME MORTGAGE CORP. | 392 | 0.7% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 359 | 0.7% | 44.7% |
| 34 | LENDINGONE, LLC | 351 | 0.6% | — |
| 35 | RUOFF MORTGAGE COMPANY, INC. | 348 | 0.6% | — |
| 36 | Loandepot.Com, LLC | 334 | 0.6% | — |
| 37 | LIBERTY HOME MORTGAGE CORPORATION | 330 | 0.6% | — |
| 38 | RELIANCE FIRST CAPITAL, LLC | 291 | 0.5% | — |
| 39 | CENTURY | 272 | 0.5% | — |
| 40 | UNION CAPITAL MORTGAGE CORPORATION | 259 | 0.5% | — |
Top 40 of 561 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps