Ohio · HMDA 2025
Mortgage lenders in Montgomery County, OH
458 lenders reported 24,256 home-loan applications in Montgomery County in 2025. 12,895 closed as loans ($2.8B), 3,830 were denied — a 21.8% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 23% of applications, led by WRIGHT-PATT CREDIT UNION, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 24,256
- Loans originated
- 12,895
- Purchase / refinance
- 6,720 / 3,608
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 2,818 | 11.6% | 34.1% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 1,511 | 6.2% | 34.0% |
| 3 | Union Savings Bank 74 out of 100, Strong | 1,163 | 4.8% | 5.3% |
| 4 | Rocket Mortgage, LLC | 1,010 | 4.2% | — |
| 5 | The Huntington National Bank 59 out of 100, Moderate | 977 | 4.0% | 31.6% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 758 | 3.1% | 39.5% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 747 | 3.1% | — |
| 8 | Day Air Credit Union, Inc. 82 out of 100, Strong | 711 | 2.9% | 20.5% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 624 | 2.6% | — |
| 10 | Mortgage Research Center, LLC | 597 | 2.5% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 552 | 2.3% | 14.1% |
| 12 | FREEDOM MORTGAGE CORPORATION | 471 | 1.9% | — |
| 13 | PNC Bank, National Association 62 out of 100, Moderate | 451 | 1.9% | 33.8% |
| 14 | NEWREZ LLC | 422 | 1.7% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 409 | 1.7% | — |
| 16 | Broker Solutions, Inc. | 334 | 1.4% | — |
| 17 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 318 | 1.3% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 291 | 1.2% | — |
| 19 | DAS Acquisition Company, LLC | 285 | 1.2% | — |
| 20 | Cornerstone First Mortgage, Inc | 280 | 1.2% | — |
| 21 | Loandepot.Com, LLC | 275 | 1.1% | — |
| 22 | GUARANTEED RATE, INC. | 269 | 1.1% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 244 | 1.0% | 32.9% |
| 24 | First Financial Bank 68 out of 100, Moderate | 237 | 1.0% | 24.9% |
| 25 | NVR Mortgage Finance, Inc. | 233 | 1.0% | — |
| 26 | FIGURE LENDING LLC | 225 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 223 | 0.9% | — |
| 28 | Fairway Independent Mortgage Corporation | 217 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 209 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 193 | 0.8% | 3.0% |
| 31 | AmeriSave Mortgage Corporation | 180 | 0.7% | — |
| 32 | FIRST COMMUNITY MORTGAGE, INC. | 179 | 0.7% | — |
| 33 | MYCUMORTGAGE, LLC | 174 | 0.7% | — |
| 34 | Kiavi Funding, Inc. | 172 | 0.7% | — |
| 35 | NEW DAY FINANCIAL, LLC | 150 | 0.6% | — |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 143 | 0.6% | — |
| 37 | UNION HOME MORTGAGE CORP. | 136 | 0.6% | — |
| 38 | VILLAGE CAPITAL & INVESTMENT LLC | 129 | 0.5% | — |
| 39 | KeyBank National Association 63 out of 100, Moderate | 127 | 0.5% | 32.8% |
| 40 | M/I FINANCIAL, LLC | 118 | 0.5% | — |
Top 40 of 458 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps