Ohio · HMDA 2025
Mortgage lenders in Franklin County, OH
557 lenders reported 55,668 home-loan applications in Franklin County in 2025. 29,514 closed as loans ($9.5B), 8,374 were denied — a 21.3% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 17% of applications, led by The Huntington National Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 55,668
- Loans originated
- 29,514
- Purchase / refinance
- 14,290 / 9,182
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Franklin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 4,615 | 8.3% | 31.6% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2,558 | 4.6% | 34.0% |
| 3 | Rocket Mortgage, LLC | 2,026 | 3.6% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2,022 | 3.6% | 14.1% |
| 5 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 1,900 | 3.4% | 34.2% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 1,846 | 3.3% | 39.5% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,810 | 3.3% | — |
| 8 | NFM, INC. | 1,793 | 3.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 1,685 | 3.0% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 1,509 | 2.7% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 1,368 | 2.5% | 33.8% |
| 12 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 1,192 | 2.1% | 35.5% |
| 13 | GUARANTEED RATE, INC. | 1,093 | 2.0% | — |
| 14 | First Financial Bank 68 out of 100, Moderate | 1,028 | 1.8% | 24.9% |
| 15 | Union Savings Bank 74 out of 100, Strong | 976 | 1.8% | 5.3% |
| 16 | NEWREZ LLC | 963 | 1.7% | — |
| 17 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 944 | 1.7% | 34.1% |
| 18 | LOWER, LLC | 877 | 1.6% | — |
| 19 | UNION HOME MORTGAGE CORP. | 828 | 1.5% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 791 | 1.4% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 743 | 1.3% | — |
| 22 | TELHIO | 662 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 646 | 1.2% | — |
| 24 | Kiavi Funding, Inc. | 567 | 1.0% | — |
| 25 | The Park National Bank 72 out of 100, Strong | 553 | 1.0% | 19.0% |
| 26 | Coastal Community Bank 35 out of 100, Low | 448 | 0.8% | 3.0% |
| 27 | FIGURE LENDING LLC | 444 | 0.8% | — |
| 28 | Mortgage Research Center, LLC | 433 | 0.8% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 389 | 0.7% | 44.7% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 362 | 0.7% | 32.9% |
| 31 | German American Bank 75 out of 100, Strong | 353 | 0.6% | 17.2% |
| 32 | THE EQUITABLE MORTGAGE CORPORATION | 344 | 0.6% | — |
| 33 | AmeriSave Mortgage Corporation | 344 | 0.6% | — |
| 34 | Loandepot.Com, LLC | 337 | 0.6% | — |
| 35 | SPRING EQ, LLC | 333 | 0.6% | — |
| 36 | Broker Solutions, Inc. | 328 | 0.6% | — |
| 37 | DHI MORTGAGE COMPANY, LTD. | 321 | 0.6% | — |
| 38 | WesBanco Bank, Inc. 66 out of 100, Moderate | 316 | 0.6% | 20.1% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 296 | 0.5% | 32.5% |
| 40 | First Merchants Bank 58 out of 100, Moderate | 294 | 0.5% | 19.8% |
Top 40 of 557 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps