Ohio · HMDA 2025
Mortgage lenders in Lucas County, OH
364 lenders reported 16,378 home-loan applications in Lucas County in 2025. 8,906 closed as loans ($1.5B), 2,800 were denied — a 23.0% denial rate on decided applications, above the Ohio rate of 21.7%. The three most active lenders handled 25% of applications, led by The Huntington National Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,378
- Loans originated
- 8,906
- Purchase / refinance
- 4,473 / 2,369
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lucas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 2,065 | 12.6% | 31.6% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 1,259 | 7.7% | 34.0% |
| 3 | Rocket Mortgage, LLC | 807 | 4.9% | — |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 701 | 4.3% | 32.5% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 679 | 4.1% | — |
| 6 | UNION HOME MORTGAGE CORP. | 601 | 3.7% | — |
| 7 | Directions Credit Union, Inc. 68 out of 100, Moderate | 482 | 2.9% | 20.9% |
| 8 | PNC Bank, National Association 62 out of 100, Moderate | 413 | 2.5% | 33.8% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 393 | 2.4% | 14.1% |
| 10 | KeyBank National Association 63 out of 100, Moderate | 352 | 2.1% | 32.8% |
| 11 | PENNYMAC LOAN SERVICES, LLC | 312 | 1.9% | — |
| 12 | NEWREZ LLC | 304 | 1.9% | — |
| 13 | SUN Federal Credit Union 63 out of 100, Moderate | 298 | 1.8% | 21.3% |
| 14 | EQUITY RESOURCES, INC. | 289 | 1.8% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 256 | 1.6% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 252 | 1.5% | 39.5% |
| 17 | Loandepot.Com, LLC | 245 | 1.5% | — |
| 18 | Click n' Close, Inc. | 229 | 1.4% | — |
| 19 | Mortgage Research Center, LLC | 221 | 1.3% | — |
| 20 | CMG MORTGAGE, INC. | 195 | 1.2% | — |
| 21 | BPL MORTGAGE TRUST, LLC | 178 | 1.1% | — |
| 22 | FIGURE LENDING LLC | 176 | 1.1% | — |
| 23 | The Genoa Banking Company | 171 | 1.0% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 170 | 1.0% | 3.0% |
| 25 | FREEDOM MORTGAGE CORPORATION | 167 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 160 | 1.0% | — |
| 27 | AmeriSave Mortgage Corporation | 155 | 0.9% | — |
| 28 | NFM, INC. | 153 | 0.9% | — |
| 29 | WesBanco Bank, Inc. 66 out of 100, Moderate | 143 | 0.9% | 20.1% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 141 | 0.9% | 32.9% |
| 31 | Kiavi Funding, Inc. | 132 | 0.8% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 132 | 0.8% | — |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 118 | 0.7% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 117 | 0.7% | — |
| 35 | GUARANTEED RATE, INC. | 109 | 0.7% | — |
| 36 | SUPERIOR CREDIT UNION, INC. | 102 | 0.6% | — |
| 37 | SPRING EQ, LLC | 100 | 0.6% | — |
| 38 | The Farmers & Merchants State Bank | 95 | 0.6% | — |
| 39 | Loan Funder LLC | 91 | 0.6% | — |
| 40 | GVC MORTGAGE, INC. | 89 | 0.5% | — |
Top 40 of 364 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps