Ohio · HMDA 2025
Mortgage lenders in Butler County, OH
407 lenders reported 17,927 home-loan applications in Butler County in 2025. 9,669 closed as loans ($2.4B), 2,608 were denied — a 20.3% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 16% of applications, led by Fifth Third Bank, National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 17,927
- Loans originated
- 9,669
- Purchase / refinance
- 4,510 / 2,963
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Butler County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 1,370 | 7.6% | 34.0% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 774 | 4.3% | 39.5% |
| 3 | Rocket Mortgage, LLC | 751 | 4.2% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 725 | 4.0% | — |
| 5 | First Financial Bank 68 out of 100, Moderate | 685 | 3.8% | 24.9% |
| 6 | Union Savings Bank 74 out of 100, Strong | 646 | 3.6% | 5.3% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 564 | 3.1% | — |
| 8 | The Huntington National Bank 59 out of 100, Moderate | 549 | 3.1% | 31.6% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 388 | 2.2% | 14.1% |
| 10 | NEWREZ LLC | 375 | 2.1% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 371 | 2.1% | 33.8% |
| 12 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 360 | 2.0% | 35.5% |
| 13 | FREEDOM MORTGAGE CORPORATION | 321 | 1.8% | — |
| 14 | FIRST COMMUNITY MORTGAGE, INC. | 285 | 1.6% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 277 | 1.5% | — |
| 16 | UNION HOME MORTGAGE CORP. | 271 | 1.5% | — |
| 17 | GENERAL ELECTRIC CREDIT UNION 54 out of 100, Below average | 257 | 1.4% | 13.4% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 248 | 1.4% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 216 | 1.2% | — |
| 20 | Mortgage Research Center, LLC | 209 | 1.2% | — |
| 21 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 203 | 1.1% | 34.1% |
| 22 | Guardian Savings Bank 83 out of 100, Strong | 192 | 1.1% | 11.5% |
| 23 | TELHIO | 191 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 176 | 1.0% | — |
| 25 | M/I FINANCIAL, LLC | 170 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 162 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 158 | 0.9% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 158 | 0.9% | 3.0% |
| 29 | Kiavi Funding, Inc. | 150 | 0.8% | — |
| 30 | PLANET HOME LENDING, LLC | 149 | 0.8% | — |
| 31 | GUARANTEED RATE, INC. | 139 | 0.8% | — |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 138 | 0.8% | — |
| 33 | DAS Acquisition Company, LLC | 133 | 0.7% | — |
| 34 | 21st Mortgage Corporation | 129 | 0.7% | — |
| 35 | KEMBA CREDIT UNION, INC. 65 out of 100, Moderate | 127 | 0.7% | 23.7% |
| 36 | SPRING EQ, LLC | 125 | 0.7% | — |
| 37 | AURGROUP FINANCIAL CREDIT UNION, INC. | 124 | 0.7% | — |
| 38 | Fairway Independent Mortgage Corporation | 123 | 0.7% | — |
| 39 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 123 | 0.7% | — |
| 40 | AmeriSave Mortgage Corporation | 116 | 0.6% | — |
Top 40 of 407 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps