Ohio · HMDA 2025
Mortgage lenders in Delaware County, OH
390 lenders reported 13,326 home-loan applications in Delaware County in 2025. 7,607 closed as loans ($2.8B), 1,689 were denied — a 17.4% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 18% of applications, led by The Huntington National Bank. 18 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,326
- Loans originated
- 7,607
- Purchase / refinance
- 3,490 / 2,399
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Delaware County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 1,159 | 8.7% | 31.6% |
| 2 | Fifth Third Bank, National Association 62 out of 100, Moderate | 632 | 4.7% | 34.0% |
| 3 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 559 | 4.2% | 14.1% |
| 4 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 552 | 4.1% | 35.5% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 436 | 3.3% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 430 | 3.2% | — |
| 7 | Rocket Mortgage, LLC | 428 | 3.2% | — |
| 8 | Kemba Financial Credit Union Inc 74 out of 100, Strong | 403 | 3.0% | 34.2% |
| 9 | PULTE MORTGAGE LLC | 383 | 2.9% | — |
| 10 | M/I FINANCIAL, LLC | 325 | 2.4% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 303 | 2.3% | 33.8% |
| 12 | NFM, INC. | 297 | 2.2% | — |
| 13 | NEWREZ LLC | 284 | 2.1% | — |
| 14 | Union Savings Bank 74 out of 100, Strong | 257 | 1.9% | 5.3% |
| 15 | First Commonwealth Bank 65 out of 100, Moderate | 257 | 1.9% | 26.5% |
| 16 | First Financial Bank 68 out of 100, Moderate | 216 | 1.6% | 24.9% |
| 17 | NVR Mortgage Finance, Inc. | 210 | 1.6% | — |
| 18 | UNION HOME MORTGAGE CORP. | 209 | 1.6% | — |
| 19 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 203 | 1.5% | 34.1% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 193 | 1.4% | 39.5% |
| 21 | NATIONSTAR MORTGAGE LLC | 189 | 1.4% | — |
| 22 | GUARANTEED RATE, INC. | 176 | 1.3% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 174 | 1.3% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 172 | 1.3% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 168 | 1.3% | — |
| 26 | LOWER, LLC | 158 | 1.2% | — |
| 27 | DHI MORTGAGE COMPANY, LTD. | 138 | 1.0% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 127 | 1.0% | 3.0% |
| 29 | WesBanco Bank, Inc. 66 out of 100, Moderate | 115 | 0.9% | 20.1% |
| 30 | EQUITY RESOURCES, INC. | 113 | 0.8% | — |
| 31 | SPRING EQ, LLC | 110 | 0.8% | — |
| 32 | FIGURE LENDING LLC | 104 | 0.8% | — |
| 33 | THE EQUITABLE MORTGAGE CORPORATION | 96 | 0.7% | — |
| 34 | BMI Federal Credit Union 68 out of 100, Moderate | 88 | 0.7% | 12.3% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 86 | 0.6% | 32.9% |
| 36 | The State Bank and Trust Company 70 out of 100, Strong | 85 | 0.6% | 9.9% |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 82 | 0.6% | 44.7% |
| 38 | Citizens Bank, National Association 54 out of 100, Below average | 81 | 0.6% | 32.5% |
| 39 | PLANET HOME LENDING, LLC | 80 | 0.6% | — |
| 40 | Mortgage Research Center, LLC | 79 | 0.6% | — |
Top 40 of 390 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps