Ohio · HMDA 2025
Mortgage lenders in Hamilton County, OH
502 lenders reported 35,621 home-loan applications in Hamilton County in 2025. 19,310 closed as loans ($5.5B), 5,222 were denied — a 20.5% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 17% of applications, led by Fifth Third Bank, National Association. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 35,621
- Loans originated
- 19,310
- Purchase / refinance
- 9,385 / 5,674
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2,921 | 8.2% | 34.0% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 1,592 | 4.5% | 39.5% |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 1,506 | 4.2% | 31.6% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,272 | 3.6% | — |
| 5 | Union Savings Bank 74 out of 100, Strong | 1,198 | 3.4% | 5.3% |
| 6 | Rocket Mortgage, LLC | 1,196 | 3.4% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 1,112 | 3.1% | 33.8% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 984 | 2.8% | — |
| 9 | First Financial Bank 68 out of 100, Moderate | 855 | 2.4% | 24.9% |
| 10 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 803 | 2.3% | 35.5% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 801 | 2.2% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 708 | 2.0% | 14.1% |
| 13 | NEWREZ LLC | 611 | 1.7% | — |
| 14 | Guardian Savings Bank 83 out of 100, Strong | 579 | 1.6% | 11.5% |
| 15 | UNION HOME MORTGAGE CORP. | 563 | 1.6% | — |
| 16 | GUARANTEED RATE, INC. | 539 | 1.5% | — |
| 17 | GENERAL ELECTRIC CREDIT UNION 54 out of 100, Below average | 495 | 1.4% | 13.4% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 476 | 1.3% | — |
| 19 | Kiavi Funding, Inc. | 416 | 1.2% | — |
| 20 | KEMBA CREDIT UNION, INC. 65 out of 100, Moderate | 411 | 1.2% | 23.7% |
| 21 | FREEDOM MORTGAGE CORPORATION | 396 | 1.1% | — |
| 22 | CINFED Federal Credit Union 72 out of 100, Strong | 395 | 1.1% | 14.6% |
| 23 | The North Side Bank & Trust Company | 389 | 1.1% | — |
| 24 | FIRST COMMUNITY MORTGAGE, INC. | 372 | 1.0% | — |
| 25 | GUARANTEED RATE AFFINITY, LLC | 330 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 307 | 0.9% | — |
| 27 | Mortgage Research Center, LLC | 306 | 0.9% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 300 | 0.8% | — |
| 29 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 300 | 0.8% | 34.1% |
| 30 | LCNB National Bank 68 out of 100, Moderate | 296 | 0.8% | 7.4% |
| 31 | Broker Solutions, Inc. | 290 | 0.8% | — |
| 32 | SUPERIOR CREDIT UNION, INC. | 285 | 0.8% | — |
| 33 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 270 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 252 | 0.7% | — |
| 35 | AmeriSave Mortgage Corporation | 234 | 0.7% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 233 | 0.7% | 3.0% |
| 37 | Loandepot.Com, LLC | 229 | 0.6% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 225 | 0.6% | 44.7% |
| 39 | Warsaw Federal Savings and Loan Association 53 out of 100, Below average | 214 | 0.6% | 11.7% |
| 40 | RiverHills Bank | 209 | 0.6% | — |
Top 40 of 502 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps