Ohio · HMDA 2025
Mortgage lenders in Lorain County, OH
370 lenders reported 16,482 home-loan applications in Lorain County in 2025. 8,820 closed as loans ($1.9B), 2,531 were denied — a 21.5% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 22% of applications, led by The Huntington National Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,482
- Loans originated
- 8,820
- Purchase / refinance
- 4,190 / 2,719
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lorain County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 1,831 | 11.1% | 31.6% |
| 2 | Rocket Mortgage, LLC | 926 | 5.6% | — |
| 3 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 897 | 5.4% | 35.5% |
| 4 | Fifth Third Bank, National Association 62 out of 100, Moderate | 842 | 5.1% | 34.0% |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 689 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 563 | 3.4% | — |
| 7 | PNC Bank, National Association 62 out of 100, Moderate | 531 | 3.2% | 33.8% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 418 | 2.5% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 405 | 2.5% | 14.1% |
| 10 | Citizens Bank, National Association 54 out of 100, Below average | 387 | 2.3% | 32.5% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 387 | 2.3% | 39.5% |
| 12 | NVR Mortgage Finance, Inc. | 370 | 2.2% | — |
| 13 | NEWREZ LLC | 328 | 2.0% | — |
| 14 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 274 | 1.7% | 22.3% |
| 15 | PULTE MORTGAGE LLC | 240 | 1.5% | — |
| 16 | Kiavi Funding, Inc. | 216 | 1.3% | — |
| 17 | Northwest Bank 66 out of 100, Moderate | 214 | 1.3% | 20.6% |
| 18 | UNION HOME MORTGAGE CORP. | 212 | 1.3% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 205 | 1.2% | — |
| 20 | RUOFF MORTGAGE COMPANY, INC. | 205 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 200 | 1.2% | — |
| 22 | Mortgage Research Center, LLC | 194 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 192 | 1.2% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 187 | 1.1% | 3.0% |
| 25 | 21st Mortgage Corporation | 183 | 1.1% | — |
| 26 | First National Bank of Pennsylvania 64 out of 100, Moderate | 175 | 1.1% | 26.6% |
| 27 | KeyBank National Association 63 out of 100, Moderate | 172 | 1.0% | 32.8% |
| 28 | Loandepot.Com, LLC | 157 | 1.0% | — |
| 29 | FIGURE LENDING LLC | 157 | 1.0% | — |
| 30 | First Federal Savings and Loan Association of Lakewood 56 out of 100, Moderate | 157 | 1.0% | 12.5% |
| 31 | HOWARD HANNA FINANCIAL SERVICES, INC. | 133 | 0.8% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 128 | 0.8% | 32.9% |
| 33 | Broker Solutions, Inc. | 127 | 0.8% | — |
| 34 | AmeriSave Mortgage Corporation | 126 | 0.8% | — |
| 35 | SPRING EQ, LLC | 111 | 0.7% | — |
| 36 | NORTHERN MORTGAGE SERVICES, LLC | 106 | 0.6% | — |
| 37 | PLANET HOME LENDING, LLC | 101 | 0.6% | — |
| 38 | YOUR HOME FINANCIAL LLC | 101 | 0.6% | — |
| 39 | FIRST EQUITY MORTGAGE INCORPORATED | 95 | 0.6% | — |
| 40 | Synergy One Lending, Inc. | 94 | 0.6% | — |
Top 40 of 370 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps