Ohio · HMDA 2025
Mortgage lenders in Warren County, OH
403 lenders reported 13,469 home-loan applications in Warren County in 2025. 7,683 closed as loans ($2.4B), 1,607 were denied — a 16.6% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 18% of applications, led by Fifth Third Bank, National Association. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,469
- Loans originated
- 7,683
- Purchase / refinance
- 3,482 / 2,517
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association 62 out of 100, Moderate | 1,003 | 7.4% | 34.0% |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 762 | 5.7% | 31.6% |
| 3 | Union Savings Bank 74 out of 100, Strong | 692 | 5.1% | 5.3% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 575 | 4.3% | — |
| 5 | Rocket Mortgage, LLC | 554 | 4.1% | — |
| 6 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 485 | 3.6% | 34.1% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 433 | 3.2% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 368 | 2.7% | 39.5% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 337 | 2.5% | 14.1% |
| 10 | NEWREZ LLC | 315 | 2.3% | — |
| 11 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 268 | 2.0% | 35.5% |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 259 | 1.9% | 33.8% |
| 13 | NATIONSTAR MORTGAGE LLC | 225 | 1.7% | — |
| 14 | VICTORY MORTGAGE, L.L.C. | 219 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 210 | 1.6% | — |
| 16 | First Financial Bank 68 out of 100, Moderate | 198 | 1.5% | 24.9% |
| 17 | GENERAL ELECTRIC CREDIT UNION 54 out of 100, Below average | 196 | 1.5% | 13.4% |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 189 | 1.4% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 183 | 1.4% | — |
| 20 | Mortgage Research Center, LLC | 163 | 1.2% | — |
| 21 | UNION HOME MORTGAGE CORP. | 161 | 1.2% | — |
| 22 | 1st National Bank 61 out of 100, Moderate | 152 | 1.1% | 1.6% |
| 23 | Guardian Savings Bank 83 out of 100, Strong | 144 | 1.1% | 11.5% |
| 24 | GUARANTEED RATE, INC. | 136 | 1.0% | — |
| 25 | FIGURE LENDING LLC | 131 | 1.0% | — |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 131 | 1.0% | — |
| 27 | FIRST COMMUNITY MORTGAGE, INC. | 130 | 1.0% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 124 | 0.9% | 3.0% |
| 29 | NVR Mortgage Finance, Inc. | 118 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 116 | 0.9% | — |
| 31 | RUOFF MORTGAGE COMPANY, INC. | 116 | 0.9% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 114 | 0.8% | 32.9% |
| 33 | PLANET HOME LENDING, LLC | 112 | 0.8% | — |
| 34 | FIRST EQUITY MORTGAGE INCORPORATED | 102 | 0.8% | — |
| 35 | Broker Solutions, Inc. | 96 | 0.7% | — |
| 36 | Peoples Bank 67 out of 100, Moderate | 91 | 0.7% | 24.1% |
| 37 | SPRING EQ, LLC | 88 | 0.7% | — |
| 38 | DAS Acquisition Company, LLC | 87 | 0.6% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 85 | 0.6% | 32.5% |
| 40 | WesBanco Bank, Inc. 66 out of 100, Moderate | 85 | 0.6% | 20.1% |
Top 40 of 403 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps