Ohio · HMDA 2025
Mortgage lenders in Summit County, OH
437 lenders reported 24,436 home-loan applications in Summit County in 2025. 13,452 closed as loans ($2.6B), 3,571 were denied — a 20.2% denial rate on decided applications, below the Ohio rate of 21.7%. The three most active lenders handled 23% of applications, led by The Huntington National Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 24,436
- Loans originated
- 13,452
- Purchase / refinance
- 6,482 / 4,007
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Summit County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 3,074 | 12.6% | 31.6% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 1,380 | 5.6% | — |
| 3 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 1,270 | 5.2% | 35.5% |
| 4 | Rocket Mortgage, LLC | 1,260 | 5.2% | — |
| 5 | Citizens Bank, National Association 54 out of 100, Below average | 915 | 3.7% | 32.5% |
| 6 | PNC Bank, National Association 62 out of 100, Moderate | 851 | 3.5% | 33.8% |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 827 | 3.4% | 34.0% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 820 | 3.4% | 39.5% |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 767 | 3.1% | 14.1% |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 594 | 2.4% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 564 | 2.3% | — |
| 12 | Fairway Independent Mortgage Corporation | 502 | 2.1% | — |
| 13 | Towpath Credit Union, Inc. 67 out of 100, Moderate | 340 | 1.4% | 14.6% |
| 14 | NEWREZ LLC | 320 | 1.3% | — |
| 15 | Synergy One Lending, Inc. | 302 | 1.2% | — |
| 16 | FIGURE LENDING LLC | 292 | 1.2% | — |
| 17 | UNION HOME MORTGAGE CORP. | 283 | 1.2% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 278 | 1.1% | — |
| 19 | Mortgage Research Center, LLC | 268 | 1.1% | — |
| 20 | HOWARD HANNA FINANCIAL SERVICES, INC. | 261 | 1.1% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 261 | 1.1% | 3.0% |
| 22 | NATIONSTAR MORTGAGE LLC | 255 | 1.0% | — |
| 23 | RUOFF MORTGAGE COMPANY, INC. | 249 | 1.0% | — |
| 24 | Kiavi Funding, Inc. | 235 | 1.0% | — |
| 25 | GUARANTEED RATE, INC. | 215 | 0.9% | — |
| 26 | First National Bank of Pennsylvania 64 out of 100, Moderate | 213 | 0.9% | 26.6% |
| 27 | FREEDOM MORTGAGE CORPORATION | 209 | 0.9% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 191 | 0.8% | 32.9% |
| 29 | BPL MORTGAGE TRUST, LLC | 190 | 0.8% | — |
| 30 | KeyBank National Association 63 out of 100, Moderate | 180 | 0.7% | 32.8% |
| 31 | Broker Solutions, Inc. | 179 | 0.7% | — |
| 32 | AmeriSave Mortgage Corporation | 179 | 0.7% | — |
| 33 | Loandepot.Com, LLC | 174 | 0.7% | — |
| 34 | NVR Mortgage Finance, Inc. | 169 | 0.7% | — |
| 35 | First Commonwealth Bank 65 out of 100, Moderate | 167 | 0.7% | 26.5% |
| 36 | SPRING EQ, LLC | 155 | 0.6% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 133 | 0.5% | — |
| 38 | Discover Bank | 131 | 0.5% | — |
| 39 | PLANET HOME LENDING, LLC | 130 | 0.5% | — |
| 40 | Nations Lending Corporation | 128 | 0.5% | — |
Top 40 of 437 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps
- Lake County 11,540 apps