Ohio · HMDA 2025
Mortgage lenders in Williams County, OH
144 lenders reported 1,584 home-loan applications in Williams County in 2025. 848 closed as loans ($123.9M), 252 were denied — a 22.0% denial rate on decided applications, close to the Ohio rate of 21.7%. The three most active lenders handled 42% of applications, led by The Farmers & Merchants State Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,584
- Loans originated
- 848
- Purchase / refinance
- 415 / 230
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Williams County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Farmers & Merchants State Bank | 302 | 19.1% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 212 | 13.4% | 31.6% |
| 3 | The State Bank and Trust Company 70 out of 100, Strong | 149 | 9.4% | 9.9% |
| 4 | WesBanco Bank, Inc. 66 out of 100, Moderate | 135 | 8.5% | 20.1% |
| 5 | CROSSCOUNTRY MORTGAGE, INC. | 113 | 7.1% | — |
| 6 | Rocket Mortgage, LLC | 68 | 4.3% | — |
| 7 | Mortgage Research Center, LLC | 39 | 2.5% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 30 | 1.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 1.3% | — |
| 10 | Fifth Third Bank, National Association 62 out of 100, Moderate | 20 | 1.3% | 34.0% |
| 11 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 1.1% | 39.5% |
| 12 | Coastal Community Bank 35 out of 100, Low | 18 | 1.1% | 3.0% |
| 13 | Loandepot.Com, LLC | 17 | 1.1% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 17 | 1.1% | — |
| 15 | NEWREZ LLC | 16 | 1.0% | — |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.0% | 14.1% |
| 17 | Broker Solutions, Inc. | 15 | 0.9% | — |
| 18 | FIGURE LENDING LLC | 15 | 0.9% | — |
| 19 | 21st Mortgage Corporation | 14 | 0.9% | — |
| 20 | PLANET HOME LENDING, LLC | 14 | 0.9% | — |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 12 | 0.8% | 33.8% |
| 22 | AmeriSave Mortgage Corporation | 10 | 0.6% | — |
| 23 | The Sherwood State Bank 55 out of 100, Moderate | 10 | 0.6% | 4.3% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.6% | — |
| 25 | HOWARD HANNA FINANCIAL SERVICES, INC. | 9 | 0.6% | — |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 0.5% | — |
| 27 | EQUITY RESOURCES, INC. | 8 | 0.5% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 8 | 0.5% | — |
| 29 | FREEDOM MORTGAGE CORPORATION | 8 | 0.5% | — |
| 30 | SPRING EQ, LLC | 7 | 0.4% | — |
| 31 | SUPERIOR CREDIT UNION, INC. | 7 | 0.4% | — |
| 32 | NEW DAY FINANCIAL, LLC | 7 | 0.4% | — |
| 33 | Discover Bank | 6 | 0.4% | — |
| 34 | Farm Credit Mid-America | 6 | 0.4% | — |
| 35 | RUOFF MORTGAGE COMPANY, INC. | 6 | 0.4% | — |
| 36 | UNION HOME MORTGAGE CORP. | 6 | 0.4% | — |
| 37 | ROYAL UNITED MORTGAGE LLC | 6 | 0.4% | — |
| 38 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 0.3% | — |
| 39 | MYCUMORTGAGE, LLC | 5 | 0.3% | — |
| 40 | AMERICAN FINANCING CORPORATION | 5 | 0.3% | — |
Top 40 of 144 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Ohio
- Franklin County 55,668 apps
- Cuyahoga County 54,642 apps
- Hamilton County 35,621 apps
- Summit County 24,436 apps
- Montgomery County 24,256 apps
- Butler County 17,927 apps
- Lorain County 16,482 apps
- Stark County 16,469 apps
- Lucas County 16,378 apps
- Warren County 13,469 apps
- Delaware County 13,326 apps
- Clermont County 11,684 apps