Puerto Rico · HMDA 2025

Mortgage lenders in Villalba Municipio, PR

16 lenders reported 43 home-loan applications in Villalba Municipio in 2025. 22 closed as loans ($2.7M), 10 were denied — a 31.3% denial rate on decided applications, above the Puerto Rico rate of 18.5%. The three most active lenders handled 53% of applications, led by Banco Popular de Puerto Rico. 5 lenders in the list are banks or credit unions with a TellerScore profile.

Applications: 43
Loans originated: 22
Purchase / refinance: 19 / 2
30-yr rate (national): 7.40%week of Oct 15, 2026

Lenders ranked by applications in Villalba Municipio

#	Lender	Applications here	Share	Nationwide denial rate
1	Banco Popular de Puerto Rico 42 out of 100, Below average	11	25.6%	23.8%
2	FIRSTBANK PUERTO RICO 72 out of 100, Strong	7	16.3%	23.3%
3	THE MONEY HOUSE INC.	5	11.6%	—
4	HR MORTGAGE CORP.	4	9.3%	—
5	FIRST EQUITY MORTGAGE BANKERS, INC.	3	7.0%	—
6	VIG MORTGAGE CORPORATION	2	4.7%	—
7	MULTIPLES MORTGAGE CORPORATION	2	4.7%	—
8	PNC Bank, National Association 62 out of 100, Moderate	1	2.3%	33.8%
9	PREFERRED MORTGAGE CORPORATION	1	2.3%	—
10	PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate	1	2.3%	45.9%
11	COOPERATIVA DE AHORRO Y CREDITO MAUNABO	1	2.3%	—
12	RM ACTUAL MORTGAGE, INC.	1	2.3%	—
13	CALCON MUTUAL MORTGAGE LLC	1	2.3%	—
14	Oriental Bank 61 out of 100, Moderate	1	2.3%	26.4%
15	COOPERATIVA DE AHORRO Y CREDITO DE LARES	1	2.3%	—
16	SAN RAFAEL COOP	1	2.3%	—

Top 16 of 16 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.