South Carolina · HMDA 2025
Mortgage lenders in Greenwood County, SC
218 lenders reported 2,565 home-loan applications in Greenwood County in 2025. 1,240 closed as loans ($275.2M), 427 were denied — a 24.7% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,565
- Loans originated
- 1,240
- Purchase / refinance
- 747 / 326
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Greenwood County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 188 | 7.3% | — |
| 2 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 135 | 5.3% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 127 | 5.0% | — |
| 4 | Rocket Mortgage, LLC | 126 | 4.9% | — |
| 5 | Countybank 69 out of 100, Moderate | 111 | 4.3% | 6.5% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 103 | 4.0% | — |
| 7 | ACOPIA, LLC | 95 | 3.7% | — |
| 8 | DHI MORTGAGE COMPANY, LTD. | 82 | 3.2% | — |
| 9 | NEWREZ LLC | 72 | 2.8% | — |
| 10 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 63 | 2.5% | 22.5% |
| 11 | Fairway Independent Mortgage Corporation | 59 | 2.3% | — |
| 12 | Mortgage Research Center, LLC | 53 | 2.1% | — |
| 13 | SouthState Bank, National Association 68 out of 100, Moderate | 50 | 1.9% | 23.3% |
| 14 | United Community Bank 67 out of 100, Moderate | 49 | 1.9% | 25.4% |
| 15 | S. C. STATE FEDERAL CREDIT UNION 91 out of 100, Very strong | 41 | 1.6% | 23.2% |
| 16 | PLANET HOME LENDING, LLC | 41 | 1.6% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 41 | 1.6% | — |
| 18 | Neighborhood Mortgage Solutions | 34 | 1.3% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 34 | 1.3% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 33 | 1.3% | 14.1% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 1.1% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 27 | 1.1% | 22.2% |
| 23 | 21st Mortgage Corporation | 26 | 1.0% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 1.0% | — |
| 25 | Citizens Bank, National Association 54 out of 100, Below average | 25 | 1.0% | 32.5% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 0.9% | 32.9% |
| 27 | Broker Solutions, Inc. | 24 | 0.9% | — |
| 28 | AmeriSave Mortgage Corporation | 24 | 0.9% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 24 | 0.9% | 44.7% |
| 30 | Truist Bank 63 out of 100, Moderate | 21 | 0.8% | 40.8% |
| 31 | Loandepot.Com, LLC | 21 | 0.8% | — |
| 32 | NEW DAY FINANCIAL, LLC | 20 | 0.8% | — |
| 33 | TAMMAC HOLDINGS CORPORATION | 19 | 0.7% | — |
| 34 | Ameris Bank 67 out of 100, Moderate | 18 | 0.7% | 10.5% |
| 35 | PARDA Federal Credit Union 75 out of 100, Strong | 17 | 0.7% | 20.0% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 17 | 0.7% | — |
| 37 | JET HOMELOANS, LP | 17 | 0.7% | — |
| 38 | EVERETT FINANCIAL, INC. | 17 | 0.7% | — |
| 39 | MOVEMENT MORTGAGE, LLC | 16 | 0.6% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 16 | 0.6% | — |
Top 40 of 218 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps