South Carolina · HMDA 2025
Mortgage lenders in Lee County, SC
94 lenders reported 449 home-loan applications in Lee County in 2025. 145 closed as loans ($23.9M), 144 were denied — a 46.2% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 41% of applications, led by 21st Mortgage Corporation. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 449
- Loans originated
- 145
- Purchase / refinance
- 95 / 33
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 93 | 20.7% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 69 | 15.4% | — |
| 3 | SAFE FEDERAL CREDIT UNION 73 out of 100, Strong | 24 | 5.3% | 21.3% |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 20 | 4.5% | — |
| 5 | SOUTHWEST STAGE FUNDING, LLC | 16 | 3.6% | — |
| 6 | Rocket Mortgage, LLC | 11 | 2.4% | — |
| 7 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 10 | 2.2% | 22.5% |
| 8 | TAMMAC HOLDINGS CORPORATION | 9 | 2.0% | — |
| 9 | NEWREZ LLC | 8 | 1.8% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.6% | — |
| 11 | PLANET HOME LENDING, LLC | 7 | 1.6% | — |
| 12 | Mortgage Research Center, LLC | 6 | 1.3% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 6 | 1.3% | — |
| 14 | United Community Bank 67 out of 100, Moderate | 6 | 1.3% | 25.4% |
| 15 | Synovus Bank | 6 | 1.3% | — |
| 16 | AmeriSave Mortgage Corporation | 5 | 1.1% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.1% | — |
| 18 | Gateway First Bank 54 out of 100, Below average | 5 | 1.1% | 5.3% |
| 19 | ALLSOUTH FEDERAL CREDIT UNION 93 out of 100, Very strong | 5 | 1.1% | 32.2% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.9% | 32.9% |
| 21 | Loandepot.Com, LLC | 4 | 0.9% | — |
| 22 | Broker Solutions, Inc. | 4 | 0.9% | — |
| 23 | PENNYMAC LOAN SERVICES, LLC | 4 | 0.9% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.9% | 44.7% |
| 25 | RESOURCE FINANCIAL SERVICES, INC. | 4 | 0.9% | — |
| 26 | NEW DAY FINANCIAL, LLC | 4 | 0.9% | — |
| 27 | SouthState Bank, National Association 68 out of 100, Moderate | 4 | 0.9% | 23.3% |
| 28 | MOVEMENT MORTGAGE, LLC | 3 | 0.7% | — |
| 29 | GUILD MORTGAGE COMPANY | 3 | 0.7% | — |
| 30 | First Community Bank 71 out of 100, Strong | 3 | 0.7% | 4.8% |
| 31 | Equity Prime Mortgage LLC | 3 | 0.7% | — |
| 32 | ArborOne, ACA | 3 | 0.7% | — |
| 33 | Carolina Bank & Trust Co. 83 out of 100, Strong | 3 | 0.7% | 5.4% |
| 34 | Trustmark National Bank 62 out of 100, Moderate | 3 | 0.7% | 14.7% |
| 35 | The Citizens Bank 74 out of 100, Strong | 3 | 0.7% | 2.1% |
| 36 | Truist Bank 63 out of 100, Moderate | 2 | 0.4% | 40.8% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.4% | 22.2% |
| 38 | Fairway Independent Mortgage Corporation | 2 | 0.4% | — |
| 39 | SPRING EQ, LLC | 2 | 0.4% | — |
| 40 | INTERCOASTAL MORTGAGE, LLC | 2 | 0.4% | — |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps