South Carolina · HMDA 2025
Mortgage lenders in Pickens County, SC
362 lenders reported 5,707 home-loan applications in Pickens County in 2025. 2,960 closed as loans ($966.4M), 903 were denied — a 22.4% denial rate on decided applications, close to the South Carolina rate of 23.4%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,707
- Loans originated
- 2,960
- Purchase / refinance
- 1,680 / 772
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pickens County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 298 | 5.2% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 268 | 4.7% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 249 | 4.4% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 171 | 3.0% | 40.8% |
| 5 | SouthState Bank, National Association 68 out of 100, Moderate | 170 | 3.0% | 23.3% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 166 | 2.9% | — |
| 7 | NEWREZ LLC | 145 | 2.5% | — |
| 8 | 21st Mortgage Corporation | 142 | 2.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 131 | 2.3% | — |
| 10 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 115 | 2.0% | 22.5% |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 109 | 1.9% | 44.7% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 106 | 1.9% | 14.1% |
| 13 | S. C. STATE FEDERAL CREDIT UNION 91 out of 100, Very strong | 92 | 1.6% | 23.2% |
| 14 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 89 | 1.6% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 88 | 1.5% | — |
| 16 | Loandepot.Com, LLC | 82 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 82 | 1.4% | — |
| 18 | FBC MORTGAGE, LLC | 77 | 1.3% | — |
| 19 | Truliant Federal Credit Union 67 out of 100, Moderate | 74 | 1.3% | 50.3% |
| 20 | MOVEMENT MORTGAGE, LLC | 71 | 1.2% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 69 | 1.2% | — |
| 22 | TD Bank, National Association 63 out of 100, Moderate | 66 | 1.2% | 35.3% |
| 23 | Mortgage Research Center, LLC | 65 | 1.1% | — |
| 24 | United Community Bank 67 out of 100, Moderate | 61 | 1.1% | 25.4% |
| 25 | The Park National Bank 72 out of 100, Strong | 58 | 1.0% | 19.0% |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 58 | 1.0% | — |
| 27 | GUARANTEED RATE, INC. | 55 | 1.0% | — |
| 28 | Broker Solutions, Inc. | 54 | 0.9% | — |
| 29 | Spero Financial | 51 | 0.9% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 50 | 0.9% | 32.9% |
| 31 | PLANET HOME LENDING, LLC | 50 | 0.9% | — |
| 32 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 50 | 0.9% | — |
| 33 | Ameris Bank 67 out of 100, Moderate | 49 | 0.9% | 10.5% |
| 34 | PHH Mortgage Corporation | 46 | 0.8% | — |
| 35 | LOWER, LLC | 45 | 0.8% | — |
| 36 | SPRING EQ, LLC | 44 | 0.8% | — |
| 37 | AmeriSave Mortgage Corporation | 43 | 0.8% | — |
| 38 | LENNAR MORTGAGE, LLC | 38 | 0.7% | — |
| 39 | SOUTHWEST STAGE FUNDING, LLC | 38 | 0.7% | — |
| 40 | TAMMAC HOLDINGS CORPORATION | 36 | 0.6% | — |
Top 40 of 362 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps