South Carolina · HMDA 2025
Mortgage lenders in Saluda County, SC
116 lenders reported 581 home-loan applications in Saluda County in 2025. 267 closed as loans ($67.2M), 117 were denied — a 29.2% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 16% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 581
- Loans originated
- 267
- Purchase / refinance
- 139 / 89
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Saluda County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 6.0% | — |
| 2 | 21st Mortgage Corporation | 31 | 5.3% | — |
| 3 | Rocket Mortgage, LLC | 29 | 5.0% | — |
| 4 | GUILD MORTGAGE COMPANY | 28 | 4.8% | — |
| 5 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 28 | 4.8% | 22.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 19 | 3.3% | — |
| 7 | Truist Bank 63 out of 100, Moderate | 17 | 2.9% | 40.8% |
| 8 | NEWREZ LLC | 16 | 2.8% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.8% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 2.8% | — |
| 11 | SouthState Bank, National Association 68 out of 100, Moderate | 16 | 2.8% | 23.3% |
| 12 | Mortgage Research Center, LLC | 14 | 2.4% | — |
| 13 | ALLSOUTH FEDERAL CREDIT UNION 93 out of 100, Very strong | 14 | 2.4% | 32.2% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.9% | 14.1% |
| 15 | Loandepot.Com, LLC | 11 | 1.9% | — |
| 16 | Broker Solutions, Inc. | 11 | 1.9% | — |
| 17 | First Community Bank 71 out of 100, Strong | 9 | 1.5% | 4.8% |
| 18 | TAMMAC HOLDINGS CORPORATION | 9 | 1.5% | — |
| 19 | Palmetto Citizens Federal Credit Union 80 out of 100, Strong | 8 | 1.4% | 25.7% |
| 20 | NATIONSTAR MORTGAGE LLC | 8 | 1.4% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 1.4% | — |
| 22 | AmeriSave Mortgage Corporation | 7 | 1.2% | — |
| 23 | FREEDOM MORTGAGE CORPORATION | 7 | 1.2% | — |
| 24 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 1.2% | — |
| 25 | PHH Mortgage Corporation | 7 | 1.2% | — |
| 26 | GUARANTEED RATE, INC. | 6 | 1.0% | — |
| 27 | Ameris Bank 67 out of 100, Moderate | 6 | 1.0% | 10.5% |
| 28 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.9% | 32.5% |
| 29 | MOVEMENT MORTGAGE, LLC | 5 | 0.9% | — |
| 30 | GUARANTEED RATE AFFINITY, LLC | 5 | 0.9% | — |
| 31 | FOUNDERS FEDERAL CREDIT UNION 79 out of 100, Strong | 5 | 0.9% | 26.2% |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 5 | 0.9% | — |
| 33 | LOWER, LLC | 5 | 0.9% | — |
| 34 | AgFirst Farm Credit Bank | 5 | 0.9% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.7% | 32.9% |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.7% | — |
| 37 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.7% | 33.8% |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.7% | 44.7% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 0.7% | — |
| 40 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | 0.7% | — |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps