South Carolina · HMDA 2025
Mortgage lenders in Sumter County, SC
247 lenders reported 4,380 home-loan applications in Sumter County in 2025. 2,060 closed as loans ($479.0M), 763 were denied — a 25.5% denial rate on decided applications, above the South Carolina rate of 23.4%. The three most active lenders handled 17% of applications, led by SAFE FEDERAL CREDIT UNION. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,380
- Loans originated
- 2,060
- Purchase / refinance
- 1,343 / 560
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sumter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | SAFE FEDERAL CREDIT UNION 73 out of 100, Strong | 264 | 6.0% | 21.3% |
| 2 | Mortgage Research Center, LLC | 254 | 5.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 239 | 5.5% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 206 | 4.7% | — |
| 5 | 21st Mortgage Corporation | 171 | 3.9% | — |
| 6 | Rocket Mortgage, LLC | 166 | 3.8% | — |
| 7 | NEWREZ LLC | 140 | 3.2% | — |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 138 | 3.2% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 138 | 3.2% | — |
| 10 | Gateway First Bank 54 out of 100, Below average | 132 | 3.0% | 5.3% |
| 11 | MOVEMENT MORTGAGE, LLC | 131 | 3.0% | — |
| 12 | RESOURCE FINANCIAL SERVICES, INC. | 130 | 3.0% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 101 | 2.3% | 32.9% |
| 14 | GUILD MORTGAGE COMPANY | 99 | 2.3% | — |
| 15 | FBC MORTGAGE, LLC | 80 | 1.8% | — |
| 16 | PLANET HOME LENDING, LLC | 76 | 1.7% | — |
| 17 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 75 | 1.7% | 22.5% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 67 | 1.5% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 61 | 1.4% | — |
| 20 | NEW DAY FINANCIAL, LLC | 61 | 1.4% | — |
| 21 | Trustmark National Bank 62 out of 100, Moderate | 60 | 1.4% | 14.7% |
| 22 | Truist Bank 63 out of 100, Moderate | 51 | 1.2% | 40.8% |
| 23 | First Heritage Mortgage, LLC | 49 | 1.1% | — |
| 24 | USAA Federal Savings Bank 64 out of 100, Moderate | 47 | 1.1% | 37.2% |
| 25 | AmeriSave Mortgage Corporation | 40 | 0.9% | — |
| 26 | Broker Solutions, Inc. | 39 | 0.9% | — |
| 27 | TAMMAC HOLDINGS CORPORATION | 39 | 0.9% | — |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 37 | 0.8% | 14.1% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 37 | 0.8% | — |
| 30 | Ameris Bank 67 out of 100, Moderate | 37 | 0.8% | 10.5% |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 33 | 0.8% | — |
| 32 | Loandepot.Com, LLC | 32 | 0.7% | — |
| 33 | SPRING EQ, LLC | 32 | 0.7% | — |
| 34 | Kiavi Funding, Inc. | 32 | 0.7% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 32 | 0.7% | — |
| 36 | CARRINGTON MORTGAGE SERVICES, LLC | 32 | 0.7% | — |
| 37 | Synovus Bank | 30 | 0.7% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 27 | 0.6% | 44.7% |
| 39 | PHH Mortgage Corporation | 27 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 26 | 0.6% | — |
Top 40 of 247 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in South Carolina
- Horry County 29,958 apps
- Greenville County 27,185 apps
- Charleston County 22,573 apps
- Richland County 21,341 apps
- Spartanburg County 21,212 apps
- Berkeley County 18,456 apps
- Lexington County 16,956 apps
- York County 16,907 apps
- Beaufort County 13,025 apps
- Dorchester County 11,732 apps
- Anderson County 10,668 apps
- Aiken County 9,272 apps