Tennessee · HMDA 2025
Mortgage lenders in Benton County, TN
124 lenders reported 796 home-loan applications in Benton County in 2025. 402 closed as loans ($73.8M), 156 were denied — a 26.6% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 25% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 796
- Loans originated
- 402
- Purchase / refinance
- 191 / 161
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 79 | 9.9% | — |
| 2 | FIRST COMMUNITY MORTGAGE, INC. | 61 | 7.7% | — |
| 3 | Carroll Bank and Trust 52 out of 100, Below average | 61 | 7.7% | 2.0% |
| 4 | FirstBank 59 out of 100, Moderate | 59 | 7.4% | 42.8% |
| 5 | Rocket Mortgage, LLC | 40 | 5.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 33 | 4.1% | — |
| 7 | 21st Mortgage Corporation | 26 | 3.3% | — |
| 8 | Mortgage Research Center, LLC | 22 | 2.8% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 21 | 2.6% | — |
| 10 | JOHNSONVILLE TVA EMPLOYEES CREDIT UNION 92 out of 100, Very strong | 19 | 2.4% | 58.1% |
| 11 | Regions Bank 64 out of 100, Moderate | 17 | 2.1% | 43.1% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.9% | 14.1% |
| 13 | FREEDOM MORTGAGE CORPORATION | 15 | 1.9% | — |
| 14 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 15 | 1.9% | — |
| 15 | AmeriSave Mortgage Corporation | 14 | 1.8% | — |
| 16 | NEWREZ LLC | 13 | 1.6% | — |
| 17 | Broker Solutions, Inc. | 11 | 1.4% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 1.4% | — |
| 19 | TRIAD FINANCIAL SERVICES, INC. | 10 | 1.3% | — |
| 20 | Apex Bank 66 out of 100, Moderate | 10 | 1.3% | 20.3% |
| 21 | PLANET HOME LENDING, LLC | 9 | 1.1% | — |
| 22 | Loandepot.Com, LLC | 7 | 0.9% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 0.9% | 39.5% |
| 24 | DOMINION FINANCIAL SERVICES, LLC | 7 | 0.9% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 7 | 0.9% | — |
| 26 | NEW DAY FINANCIAL, LLC | 7 | 0.9% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 7 | 0.9% | 3.0% |
| 28 | CMG MORTGAGE, INC. | 6 | 0.8% | — |
| 29 | Bank of America, National Association 59 out of 100, Moderate | 6 | 0.8% | 44.7% |
| 30 | SPRING EQ, LLC | 6 | 0.8% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 32 | GERSHMAN INVESTMENT CORP. | 6 | 0.8% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 6 | 0.8% | — |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 5 | 0.6% | 32.5% |
| 35 | GUARANTEED RATE, INC. | 5 | 0.6% | — |
| 36 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.6% | — |
| 37 | MORTGAGE INVESTORS GROUP, INC. | 5 | 0.6% | — |
| 38 | BETTER MORTGAGE CORPORATION | 5 | 0.6% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 0.5% | — |
| 40 | MILEND, INC. | 4 | 0.5% | — |
Top 40 of 124 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps