Tennessee · HMDA 2025
Mortgage lenders in Bradley County, TN
285 lenders reported 5,343 home-loan applications in Bradley County in 2025. 2,671 closed as loans ($650.0M), 851 were denied — a 23.1% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,343
- Loans originated
- 2,671
- Purchase / refinance
- 1,382 / 861
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bradley County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 271 | 5.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 240 | 4.5% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 230 | 4.3% | 43.1% |
| 4 | TENNESSEE VALLEY FCU | 212 | 4.0% | — |
| 5 | CMG MORTGAGE, INC. | 186 | 3.5% | — |
| 6 | Citizens Bank, National Association 54 out of 100, Below average | 172 | 3.2% | 32.5% |
| 7 | First Citizens National Bank | 162 | 3.0% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 159 | 3.0% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 156 | 2.9% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 133 | 2.5% | 40.8% |
| 11 | Bank of Cleveland | 133 | 2.5% | — |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 132 | 2.5% | — |
| 13 | United Community Bank 67 out of 100, Moderate | 130 | 2.4% | 25.4% |
| 14 | FREEDOM MORTGAGE CORPORATION | 127 | 2.4% | — |
| 15 | 21st Mortgage Corporation | 109 | 2.0% | — |
| 16 | Mortgage Research Center, LLC | 94 | 1.8% | — |
| 17 | FirstBank 59 out of 100, Moderate | 91 | 1.7% | 42.8% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 90 | 1.7% | 39.5% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 90 | 1.7% | — |
| 20 | NEWREZ LLC | 80 | 1.5% | — |
| 21 | UNION HOME MORTGAGE CORP. | 71 | 1.3% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 68 | 1.3% | 14.1% |
| 23 | Builtwell Bank 73 out of 100, Strong | 66 | 1.2% | 20.5% |
| 24 | SmartBank 66 out of 100, Moderate | 65 | 1.2% | 12.9% |
| 25 | First Horizon Bank 64 out of 100, Moderate | 63 | 1.2% | 25.4% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 55 | 1.0% | 32.9% |
| 27 | NATIONSTAR MORTGAGE LLC | 55 | 1.0% | — |
| 28 | Cadence Bank | 55 | 1.0% | — |
| 29 | SouthEast Bank 36 out of 100, Low | 53 | 1.0% | 11.7% |
| 30 | Broker Solutions, Inc. | 52 | 1.0% | — |
| 31 | FIGURE LENDING LLC | 46 | 0.9% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 45 | 0.8% | — |
| 33 | Mortgage Right | 42 | 0.8% | — |
| 34 | SUMMIT FUNDING, INC. | 42 | 0.8% | — |
| 35 | Old National Bank 59 out of 100, Moderate | 41 | 0.8% | 22.1% |
| 36 | MORTGAGE INVESTORS GROUP, INC. | 41 | 0.8% | — |
| 37 | MOVEMENT MORTGAGE, LLC | 39 | 0.7% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 39 | 0.7% | — |
| 39 | THE LOAN STORE, INC. | 37 | 0.7% | — |
| 40 | Pinnacle Bank 60 out of 100, Moderate | 36 | 0.7% | 17.5% |
Top 40 of 285 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps