Tennessee · HMDA 2025
Mortgage lenders in Chester County, TN
119 lenders reported 763 home-loan applications in Chester County in 2025. 383 closed as loans ($77.8M), 126 were denied — a 23.4% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 23% of applications, led by Leaders Credit Union. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 763
- Loans originated
- 383
- Purchase / refinance
- 198 / 106
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chester County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Leaders Credit Union 69 out of 100, Moderate | 77 | 10.1% | 18.6% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 51 | 6.7% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 48 | 6.3% | 43.1% |
| 4 | FirstBank 59 out of 100, Moderate | 48 | 6.3% | 42.8% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 37 | 4.8% | — |
| 6 | Centennial Bank 59 out of 100, Moderate | 34 | 4.5% | 6.7% |
| 7 | Rocket Mortgage, LLC | 30 | 3.9% | — |
| 8 | Mortgage Research Center, LLC | 24 | 3.1% | — |
| 9 | 21st Mortgage Corporation | 20 | 2.6% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 2.6% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 2.4% | — |
| 12 | The Peoples Bank 62 out of 100, Moderate | 18 | 2.4% | 10.2% |
| 13 | FIRST COMMUNITY MORTGAGE, INC. | 18 | 2.4% | — |
| 14 | NEWREZ LLC | 17 | 2.2% | — |
| 15 | Community Bank 64 out of 100, Moderate | 14 | 1.8% | 6.8% |
| 16 | FREEDOM MORTGAGE CORPORATION | 12 | 1.6% | — |
| 17 | Simmons Bank 60 out of 100, Moderate | 12 | 1.6% | 26.5% |
| 18 | PLANET HOME LENDING, LLC | 11 | 1.4% | — |
| 19 | Legends Bank 71 out of 100, Strong | 11 | 1.4% | 4.4% |
| 20 | The Bank of Fayette County | 10 | 1.3% | — |
| 21 | Cadence Bank | 9 | 1.2% | — |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 1.0% | 32.5% |
| 23 | CB&S Bank, Inc. | 8 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.8% | 32.9% |
| 25 | AmeriSave Mortgage Corporation | 6 | 0.8% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 0.8% | — |
| 27 | Farm Credit Mid-America | 6 | 0.8% | — |
| 28 | NATIONSTAR MORTGAGE LLC | 6 | 0.8% | — |
| 29 | NEW DAY FINANCIAL, LLC | 6 | 0.8% | — |
| 30 | CMG MORTGAGE, INC. | 5 | 0.7% | — |
| 31 | SPRING EQ, LLC | 5 | 0.7% | — |
| 32 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.7% | — |
| 33 | Equity Prime Mortgage LLC | 5 | 0.7% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 0.7% | — |
| 35 | MORTGAGE INVESTORS GROUP, INC. | 5 | 0.7% | — |
| 36 | USAA Federal Savings Bank 64 out of 100, Moderate | 5 | 0.7% | 37.2% |
| 37 | First Horizon Bank 64 out of 100, Moderate | 5 | 0.7% | 25.4% |
| 38 | Coastal Community Bank 35 out of 100, Low | 5 | 0.7% | 3.0% |
| 39 | Broker Solutions, Inc. | 4 | 0.5% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.5% | — |
Top 40 of 119 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps