Tennessee · HMDA 2025
Mortgage lenders in Gibson County, TN
169 lenders reported 2,358 home-loan applications in Gibson County in 2025. 1,200 closed as loans ($212.7M), 431 were denied — a 25.2% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 28% of applications, led by Leaders Credit Union. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,358
- Loans originated
- 1,200
- Purchase / refinance
- 609 / 348
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gibson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Leaders Credit Union 69 out of 100, Moderate | 318 | 13.5% | 18.6% |
| 2 | Regions Bank 64 out of 100, Moderate | 221 | 9.4% | 43.1% |
| 3 | Cadence Bank | 111 | 4.7% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 97 | 4.1% | — |
| 5 | Centennial Bank 59 out of 100, Moderate | 96 | 4.1% | 6.7% |
| 6 | Rocket Mortgage, LLC | 87 | 3.7% | — |
| 7 | Simmons Bank 60 out of 100, Moderate | 64 | 2.7% | 26.5% |
| 8 | Carroll Bank and Trust 52 out of 100, Below average | 62 | 2.6% | 2.0% |
| 9 | FIRST COMMUNITY MORTGAGE, INC. | 58 | 2.5% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 57 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 56 | 2.4% | — |
| 12 | 21st Mortgage Corporation | 54 | 2.3% | — |
| 13 | Mortgage Research Center, LLC | 53 | 2.2% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 51 | 2.2% | — |
| 15 | NEWREZ LLC | 47 | 2.0% | — |
| 16 | MORTGAGE INVESTORS GROUP, INC. | 44 | 1.9% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 42 | 1.8% | — |
| 18 | FirstBank 59 out of 100, Moderate | 35 | 1.5% | 42.8% |
| 19 | PLANET HOME LENDING, LLC | 31 | 1.3% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 28 | 1.2% | 14.1% |
| 21 | GoodLeap, LLC | 27 | 1.1% | — |
| 22 | Citizens Bank, National Association 54 out of 100, Below average | 26 | 1.1% | 32.5% |
| 23 | SECURITY BANK AND TRUST COMPANY 79 out of 100, Strong | 26 | 1.1% | 7.5% |
| 24 | Click n' Close, Inc. | 23 | 1.0% | — |
| 25 | SECURITY BANK 70 out of 100, Strong | 23 | 1.0% | 0.0% |
| 26 | Commercial Bank & Trust Co. | 21 | 0.9% | — |
| 27 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 0.8% | 32.9% |
| 28 | NEW DAY FINANCIAL, LLC | 20 | 0.8% | — |
| 29 | Broker Solutions, Inc. | 19 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 18 | 0.8% | — |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 18 | 0.8% | — |
| 32 | First Citizens National Bank | 18 | 0.8% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 17 | 0.7% | — |
| 34 | Fairway Independent Mortgage Corporation | 16 | 0.7% | — |
| 35 | Decatur County Bank 59 out of 100, Moderate | 14 | 0.6% | 20.2% |
| 36 | First Horizon Bank 64 out of 100, Moderate | 14 | 0.6% | 25.4% |
| 37 | Loandepot.Com, LLC | 13 | 0.6% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 13 | 0.6% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 13 | 0.6% | 3.0% |
| 40 | Discover Bank | 12 | 0.5% | — |
Top 40 of 169 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps