Tennessee · HMDA 2025
Mortgage lenders in Grainger County, TN
168 lenders reported 1,137 home-loan applications in Grainger County in 2025. 556 closed as loans ($135.5M), 237 were denied — a 28.2% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 24% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,137
- Loans originated
- 556
- Purchase / refinance
- 291 / 169
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Grainger County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 162 | 14.2% | — |
| 2 | Rocket Mortgage, LLC | 59 | 5.2% | — |
| 3 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 52 | 4.6% | 5.1% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 35 | 3.1% | — |
| 5 | Citizens Bank and Trust Company of Grainger County 85 out of 100, Very strong | 35 | 3.1% | 8.8% |
| 6 | MORTGAGE INVESTORS GROUP, INC. | 34 | 3.0% | — |
| 7 | 21st Mortgage Corporation | 31 | 2.7% | — |
| 8 | CMG MORTGAGE, INC. | 28 | 2.5% | — |
| 9 | Mortgage Research Center, LLC | 26 | 2.3% | — |
| 10 | ORNL | 25 | 2.2% | — |
| 11 | Broker Solutions, Inc. | 24 | 2.1% | — |
| 12 | NEWREZ LLC | 19 | 1.7% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 18 | 1.6% | 40.8% |
| 14 | UNION HOME MORTGAGE CORP. | 18 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 17 | 1.5% | — |
| 16 | Home Federal Bank of Tennessee | 16 | 1.4% | — |
| 17 | Farm Credit Mid-America | 16 | 1.4% | — |
| 18 | PENNYMAC LOAN SERVICES, LLC | 15 | 1.3% | — |
| 19 | VILLAGE CAPITAL & INVESTMENT LLC | 15 | 1.3% | — |
| 20 | First Horizon Bank 64 out of 100, Moderate | 14 | 1.2% | 25.4% |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 13 | 1.1% | 39.5% |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 13 | 1.1% | — |
| 23 | Regions Bank 64 out of 100, Moderate | 12 | 1.1% | 43.1% |
| 24 | Community Trust Bank, Inc. 80 out of 100, Strong | 12 | 1.1% | 13.9% |
| 25 | Loandepot.Com, LLC | 11 | 1.0% | — |
| 26 | Commercial Bank 77 out of 100, Strong | 11 | 1.0% | 7.9% |
| 27 | AmeriSave Mortgage Corporation | 10 | 0.9% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.9% | — |
| 29 | FirstBank 59 out of 100, Moderate | 10 | 0.9% | 42.8% |
| 30 | FIRST COMMUNITY MORTGAGE, INC. | 10 | 0.9% | — |
| 31 | CONSUMER Credit Union 75 out of 100, Strong | 10 | 0.9% | 11.5% |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.8% | 14.1% |
| 33 | MOVEMENT MORTGAGE, LLC | 9 | 0.8% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 9 | 0.8% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.8% | — |
| 36 | Y-12 Federal Credit Union 70 out of 100, Strong | 9 | 0.8% | 34.4% |
| 37 | STOCKTON MORTGAGE CORPORATION | 9 | 0.8% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.7% | — |
| 39 | NATIONSTAR MORTGAGE LLC | 8 | 0.7% | — |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.6% | 32.9% |
Top 40 of 168 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps