Tennessee · HMDA 2025
Mortgage lenders in Humphreys County, TN
146 lenders reported 1,012 home-loan applications in Humphreys County in 2025. 509 closed as loans ($109.5M), 184 were denied — a 25.3% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 19% of applications, led by FirstBank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,012
- Loans originated
- 509
- Purchase / refinance
- 237 / 183
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Humphreys County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | FirstBank 59 out of 100, Moderate | 68 | 6.7% | 42.8% |
| 2 | Regions Bank 64 out of 100, Moderate | 66 | 6.5% | 43.1% |
| 3 | Rocket Mortgage, LLC | 63 | 6.2% | — |
| 4 | First Federal Bank 71 out of 100, Strong | 58 | 5.7% | 10.0% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 52 | 5.1% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 40 | 4.0% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 36 | 3.6% | — |
| 8 | Mortgage Research Center, LLC | 28 | 2.8% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 22 | 2.2% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 1.9% | 39.5% |
| 11 | CMG MORTGAGE, INC. | 16 | 1.6% | — |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.6% | — |
| 13 | 21st Mortgage Corporation | 15 | 1.5% | — |
| 14 | AmeriSave Mortgage Corporation | 15 | 1.5% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 14 | 1.4% | 32.9% |
| 16 | NEWREZ LLC | 14 | 1.4% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 1.4% | — |
| 18 | SPRING EQ, LLC | 14 | 1.4% | — |
| 19 | Farm Credit Mid-America | 14 | 1.4% | — |
| 20 | FIRST COMMUNITY MORTGAGE, INC. | 14 | 1.4% | — |
| 21 | GERSHMAN INVESTMENT CORP. | 13 | 1.3% | — |
| 22 | PLANET HOME LENDING, LLC | 12 | 1.2% | — |
| 23 | Loandepot.Com, LLC | 11 | 1.1% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 11 | 1.1% | — |
| 25 | Apex Bank 66 out of 100, Moderate | 11 | 1.1% | 20.3% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.0% | 14.1% |
| 27 | Broker Solutions, Inc. | 10 | 1.0% | — |
| 28 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 10 | 1.0% | 22.1% |
| 29 | NATIONSTAR MORTGAGE LLC | 10 | 1.0% | — |
| 30 | Equity Prime Mortgage LLC | 10 | 1.0% | — |
| 31 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 1.0% | — |
| 32 | Liberty | 9 | 0.9% | — |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.8% | 32.5% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.8% | 44.7% |
| 35 | TriStar Bank 64 out of 100, Moderate | 8 | 0.8% | 7.0% |
| 36 | NEW DAY FINANCIAL, LLC | 8 | 0.8% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.8% | — |
| 38 | Discover Bank | 7 | 0.7% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 7 | 0.7% | — |
Top 40 of 146 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps