Tennessee · HMDA 2025
Mortgage lenders in Lake County, TN
57 lenders reported 212 home-loan applications in Lake County in 2025. 85 closed as loans ($9.5M), 55 were denied — a 38.7% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 32% of applications, led by Leaders Credit Union. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 212
- Loans originated
- 85
- Purchase / refinance
- 49 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lake County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Leaders Credit Union 69 out of 100, Moderate | 28 | 13.2% | 18.6% |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 10.8% | — |
| 3 | Regions Bank 64 out of 100, Moderate | 17 | 8.0% | 43.1% |
| 4 | Cadence Bank | 17 | 8.0% | — |
| 5 | 21st Mortgage Corporation | 10 | 4.7% | — |
| 6 | First Citizens National Bank | 10 | 4.7% | — |
| 7 | Rocket Mortgage, LLC | 8 | 3.8% | — |
| 8 | Loandepot.Com, LLC | 7 | 3.3% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 5 | 2.4% | — |
| 10 | Broker Solutions, Inc. | 4 | 1.9% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 4 | 1.9% | — |
| 12 | PHH Mortgage Corporation | 4 | 1.9% | — |
| 13 | Simmons Bank 60 out of 100, Moderate | 4 | 1.9% | 26.5% |
| 14 | Coastal Community Bank 35 out of 100, Low | 4 | 1.9% | 3.0% |
| 15 | NEWREZ LLC | 3 | 1.4% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.4% | — |
| 17 | FirstBank 59 out of 100, Moderate | 3 | 1.4% | 42.8% |
| 18 | NEW DAY FINANCIAL, LLC | 3 | 1.4% | — |
| 19 | FIRST COMMUNITY MORTGAGE, INC. | 3 | 1.4% | — |
| 20 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 1.4% | — |
| 21 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 1.4% | — |
| 22 | SECURITY BANK 70 out of 100, Strong | 3 | 1.4% | 0.0% |
| 23 | GUARANTEED RATE, INC. | 2 | 0.9% | — |
| 24 | TRIAD FINANCIAL SERVICES, INC. | 2 | 0.9% | — |
| 25 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.9% | 39.5% |
| 26 | PLANET HOME LENDING, LLC | 2 | 0.9% | — |
| 27 | SOUTHWEST FUNDING, LP | 2 | 0.9% | — |
| 28 | First South Financial Federally Insured State-Chartered Credit Union | 2 | 0.9% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 2 | 0.9% | — |
| 30 | Luminate Bank 47 out of 100, Below average | 2 | 0.9% | 4.3% |
| 31 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 33 | Fairway Independent Mortgage Corporation | 1 | 0.5% | — |
| 34 | Discover Bank | 1 | 0.5% | — |
| 35 | AmeriSave Mortgage Corporation | 1 | 0.5% | — |
| 36 | GUILD MORTGAGE COMPANY | 1 | 0.5% | — |
| 37 | Mortgage Research Center, LLC | 1 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.5% | — |
| 40 | GUARANTEED RATE AFFINITY, LLC | 1 | 0.5% | — |
Top 40 of 57 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps