Tennessee · HMDA 2025
Mortgage lenders in McMinn County, TN
222 lenders reported 2,735 home-loan applications in McMinn County in 2025. 1,309 closed as loans ($287.1M), 514 were denied — a 26.7% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 20% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,735
- Loans originated
- 1,309
- Purchase / refinance
- 709 / 404
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McMinn County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 240 | 8.8% | — |
| 2 | Rocket Mortgage, LLC | 165 | 6.0% | — |
| 3 | Old National Bank 59 out of 100, Moderate | 130 | 4.8% | 22.1% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 113 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 111 | 4.1% | — |
| 6 | Regions Bank 64 out of 100, Moderate | 79 | 2.9% | 43.1% |
| 7 | FREEDOM MORTGAGE CORPORATION | 77 | 2.8% | — |
| 8 | MORTGAGE INVESTORS GROUP, INC. | 72 | 2.6% | — |
| 9 | Mortgage Research Center, LLC | 67 | 2.4% | — |
| 10 | TENNESSEE VALLEY FCU | 65 | 2.4% | — |
| 11 | DHI MORTGAGE COMPANY, LTD. | 64 | 2.3% | — |
| 12 | Simmons Bank 60 out of 100, Moderate | 60 | 2.2% | 26.5% |
| 13 | 21st Mortgage Corporation | 59 | 2.2% | — |
| 14 | CMG MORTGAGE, INC. | 55 | 2.0% | — |
| 15 | NEWREZ LLC | 52 | 1.9% | — |
| 16 | Truist Bank 63 out of 100, Moderate | 50 | 1.8% | 40.8% |
| 17 | FirstBank 59 out of 100, Moderate | 42 | 1.5% | 42.8% |
| 18 | SouthEast Bank 36 out of 100, Low | 35 | 1.3% | 11.7% |
| 19 | AmeriSave Mortgage Corporation | 34 | 1.2% | — |
| 20 | Broker Solutions, Inc. | 31 | 1.1% | — |
| 21 | FIRST COMMUNITY MORTGAGE, INC. | 31 | 1.1% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 1.1% | — |
| 23 | Builtwell Bank 73 out of 100, Strong | 29 | 1.1% | 20.5% |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 29 | 1.1% | — |
| 25 | SPRING EQ, LLC | 28 | 1.0% | — |
| 26 | Farm Credit Mid-America | 28 | 1.0% | — |
| 27 | NEW DAY FINANCIAL, LLC | 28 | 1.0% | — |
| 28 | AMERICAN PACIFIC MORTGAGE CORPORATION | 27 | 1.0% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 0.9% | 14.1% |
| 30 | ORNL | 23 | 0.8% | — |
| 31 | Peoples Bank of East Tennessee 78 out of 100, Strong | 23 | 0.8% | 9.7% |
| 32 | MOVEMENT MORTGAGE, LLC | 22 | 0.8% | — |
| 33 | Loandepot.Com, LLC | 22 | 0.8% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 0.8% | 32.9% |
| 35 | Coastal Community Bank 35 out of 100, Low | 21 | 0.8% | 3.0% |
| 36 | AMERICAN FINANCIAL RESOURCES, INC. | 20 | 0.7% | — |
| 37 | PLANET HOME LENDING, LLC | 20 | 0.7% | — |
| 38 | UNION HOME MORTGAGE CORP. | 20 | 0.7% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 0.7% | — |
| 40 | United Community Bank 67 out of 100, Moderate | 19 | 0.7% | 25.4% |
Top 40 of 222 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps