Tennessee · HMDA 2025
Mortgage lenders in Monroe County, TN
229 lenders reported 2,425 home-loan applications in Monroe County in 2025. 1,090 closed as loans ($257.4M), 478 were denied — a 28.6% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 20% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,425
- Loans originated
- 1,090
- Purchase / refinance
- 578 / 361
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 267 | 11.0% | — |
| 2 | Rocket Mortgage, LLC | 116 | 4.8% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 109 | 4.5% | — |
| 4 | 21st Mortgage Corporation | 80 | 3.3% | — |
| 5 | MORTGAGE INVESTORS GROUP, INC. | 74 | 3.1% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 72 | 3.0% | — |
| 7 | ORNL | 71 | 2.9% | — |
| 8 | Peoples Bank of East Tennessee 78 out of 100, Strong | 67 | 2.8% | 9.7% |
| 9 | Regions Bank 64 out of 100, Moderate | 60 | 2.5% | 43.1% |
| 10 | Mortgage Research Center, LLC | 58 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 58 | 2.4% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 40 | 1.6% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 39 | 1.6% | 40.8% |
| 14 | Old National Bank 59 out of 100, Moderate | 39 | 1.6% | 22.1% |
| 15 | NEWREZ LLC | 38 | 1.6% | — |
| 16 | AmeriSave Mortgage Corporation | 33 | 1.4% | — |
| 17 | CMG MORTGAGE, INC. | 32 | 1.3% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 31 | 1.3% | — |
| 19 | Fairway Independent Mortgage Corporation | 29 | 1.2% | — |
| 20 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 29 | 1.2% | 5.1% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.1% | 14.1% |
| 22 | UNION HOME MORTGAGE CORP. | 27 | 1.1% | — |
| 23 | Simmons Bank 60 out of 100, Moderate | 27 | 1.1% | 26.5% |
| 24 | PLANET HOME LENDING, LLC | 24 | 1.0% | — |
| 25 | United Community Bank 67 out of 100, Moderate | 24 | 1.0% | 25.4% |
| 26 | Gateway First Bank 54 out of 100, Below average | 23 | 0.9% | 5.3% |
| 27 | Y-12 Federal Credit Union 70 out of 100, Strong | 23 | 0.9% | 34.4% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 0.9% | 32.9% |
| 29 | Broker Solutions, Inc. | 22 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 22 | 0.9% | — |
| 31 | AMERICAN FINANCIAL RESOURCES, INC. | 21 | 0.9% | — |
| 32 | AMERICAN PACIFIC MORTGAGE CORPORATION | 21 | 0.9% | — |
| 33 | STOCKTON MORTGAGE CORPORATION | 21 | 0.9% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 0.8% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 0.8% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 20 | 0.8% | 3.0% |
| 37 | Discover Bank | 19 | 0.8% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 19 | 0.8% | — |
| 39 | Loandepot.Com, LLC | 18 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 17 | 0.7% | — |
Top 40 of 229 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps