Tennessee · HMDA 2025
Mortgage lenders in Roane County, TN
268 lenders reported 3,316 home-loan applications in Roane County in 2025. 1,729 closed as loans ($454.1M), 498 were denied — a 21.2% denial rate on decided applications, close to the Tennessee rate of 21.6%. The three most active lenders handled 18% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,316
- Loans originated
- 1,729
- Purchase / refinance
- 863 / 557
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Roane County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 239 | 7.2% | — |
| 2 | Rocket Mortgage, LLC | 190 | 5.7% | — |
| 3 | MORTGAGE INVESTORS GROUP, INC. | 180 | 5.4% | — |
| 4 | ORNL | 155 | 4.7% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 133 | 4.0% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 128 | 3.9% | — |
| 7 | Y-12 Federal Credit Union 70 out of 100, Strong | 115 | 3.5% | 34.4% |
| 8 | Regions Bank 64 out of 100, Moderate | 98 | 3.0% | 43.1% |
| 9 | KNOXVILLE TVA EMPLOYEES CREDIT UNION 73 out of 100, Strong | 86 | 2.6% | 5.1% |
| 10 | FREEDOM MORTGAGE CORPORATION | 76 | 2.3% | — |
| 11 | NEWREZ LLC | 72 | 2.2% | — |
| 12 | Mortgage Research Center, LLC | 72 | 2.2% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 52 | 1.6% | — |
| 14 | United Community Bank 67 out of 100, Moderate | 52 | 1.6% | 25.4% |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 45 | 1.4% | 39.5% |
| 16 | MOVEMENT MORTGAGE, LLC | 43 | 1.3% | — |
| 17 | Fairway Independent Mortgage Corporation | 39 | 1.2% | — |
| 18 | Gateway First Bank 54 out of 100, Below average | 38 | 1.1% | 5.3% |
| 19 | ENRICHMENT | 38 | 1.1% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 37 | 1.1% | — |
| 21 | KNOXVILLE TEACHERS FEDERAL CREDIT UNION 66 out of 100, Moderate | 36 | 1.1% | 0.5% |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 34 | 1.0% | 14.1% |
| 23 | Broker Solutions, Inc. | 33 | 1.0% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 32 | 1.0% | — |
| 25 | DHI MORTGAGE COMPANY, LTD. | 30 | 0.9% | — |
| 26 | AMERICAN FINANCIAL RESOURCES, INC. | 30 | 0.9% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 30 | 0.9% | — |
| 28 | PLANET HOME LENDING, LLC | 29 | 0.9% | — |
| 29 | First Horizon Bank 64 out of 100, Moderate | 29 | 0.9% | 25.4% |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 27 | 0.8% | 32.9% |
| 31 | SPRING EQ, LLC | 26 | 0.8% | — |
| 32 | AmeriSave Mortgage Corporation | 25 | 0.8% | — |
| 33 | Farm Credit Mid-America | 25 | 0.8% | — |
| 34 | STOCKTON MORTGAGE CORPORATION | 24 | 0.7% | — |
| 35 | Truist Bank 63 out of 100, Moderate | 23 | 0.7% | 40.8% |
| 36 | CMG MORTGAGE, INC. | 22 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 22 | 0.7% | — |
| 38 | FIRST COMMUNITY MORTGAGE, INC. | 22 | 0.7% | — |
| 39 | 21st Mortgage Corporation | 21 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 21 | 0.6% | — |
Top 40 of 268 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps