Tennessee · HMDA 2025
Mortgage lenders in Warren County, TN
181 lenders reported 1,855 home-loan applications in Warren County in 2025. 893 closed as loans ($206.4M), 318 were denied — a 25.1% denial rate on decided applications, above the Tennessee rate of 21.6%. The three most active lenders handled 18% of applications, led by Homeland Community Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,855
- Loans originated
- 893
- Purchase / refinance
- 437 / 348
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Homeland Community Bank | 112 | 6.0% | — |
| 2 | Rocket Mortgage, LLC | 110 | 5.9% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 106 | 5.7% | — |
| 4 | The First National Bank of Middle Tennessee | 93 | 5.0% | — |
| 5 | Citizens Tri-County Bank 70 out of 100, Strong | 83 | 4.5% | 11.3% |
| 6 | AMERIHOME MORTGAGE COMPANY, LLC | 82 | 4.4% | — |
| 7 | CMG MORTGAGE, INC. | 75 | 4.0% | — |
| 8 | Regions Bank 64 out of 100, Moderate | 75 | 4.0% | 43.1% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 64 | 3.5% | — |
| 10 | 21st Mortgage Corporation | 57 | 3.1% | — |
| 11 | ASCEND FEDERAL CREDIT UNION 83 out of 100, Strong | 52 | 2.8% | 22.1% |
| 12 | Mortgage Research Center, LLC | 43 | 2.3% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 41 | 2.2% | — |
| 14 | Broker Solutions, Inc. | 39 | 2.1% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 36 | 1.9% | 39.5% |
| 16 | FirstBank 59 out of 100, Moderate | 36 | 1.9% | 42.8% |
| 17 | Renasant Bank 64 out of 100, Moderate | 30 | 1.6% | 11.6% |
| 18 | VANDERBILT MORTGAGE AND FINANCE, INC. | 29 | 1.6% | — |
| 19 | Primis Mortgage Company | 24 | 1.3% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 1.2% | 32.9% |
| 21 | NEWREZ LLC | 21 | 1.1% | — |
| 22 | AmeriSave Mortgage Corporation | 21 | 1.1% | — |
| 23 | Citizens Bank, National Association 54 out of 100, Below average | 20 | 1.1% | 32.5% |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 20 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 19 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 19 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 18 | 1.0% | — |
| 28 | FIRST COMMUNITY MORTGAGE, INC. | 18 | 1.0% | — |
| 29 | Loandepot.Com, LLC | 15 | 0.8% | — |
| 30 | FIGURE LENDING LLC | 15 | 0.8% | — |
| 31 | SPRING EQ, LLC | 14 | 0.8% | — |
| 32 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 0.7% | 14.1% |
| 33 | GUARANTEED RATE, INC. | 12 | 0.6% | — |
| 34 | ISERVE RESIDENTIAL LENDING, LLC | 12 | 0.6% | — |
| 35 | GUILD MORTGAGE COMPANY | 11 | 0.6% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 11 | 0.6% | 44.7% |
| 37 | WILSON BANK AND TRUST 72 out of 100, Strong | 10 | 0.5% | 12.7% |
| 38 | Old National Bank 59 out of 100, Moderate | 10 | 0.5% | 22.1% |
| 39 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.5% | — |
| 40 | PHH Mortgage Corporation | 10 | 0.5% | — |
Top 40 of 181 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps