Tennessee · HMDA 2025
Mortgage lenders in Washington County, TN
306 lenders reported 6,235 home-loan applications in Washington County in 2025. 3,415 closed as loans ($942.1M), 887 were denied — a 19.7% denial rate on decided applications, below the Tennessee rate of 21.6%. The three most active lenders handled 28% of applications, led by EASTMAN CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 6,235
- Loans originated
- 3,415
- Purchase / refinance
- 1,774 / 984
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 1,214 | 19.5% | 26.9% |
| 2 | Rocket Mortgage, LLC | 285 | 4.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 258 | 4.1% | — |
| 4 | MOVEMENT MORTGAGE, LLC | 253 | 4.1% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 233 | 3.7% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 190 | 3.0% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 186 | 3.0% | — |
| 8 | First Horizon Bank 64 out of 100, Moderate | 159 | 2.6% | 25.4% |
| 9 | FREEDOM MORTGAGE CORPORATION | 142 | 2.3% | — |
| 10 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 131 | 2.1% | — |
| 11 | Regions Bank 64 out of 100, Moderate | 127 | 2.0% | 43.1% |
| 12 | Mortgage Research Center, LLC | 125 | 2.0% | — |
| 13 | NEWREZ LLC | 100 | 1.6% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 96 | 1.5% | 40.8% |
| 15 | Bank of Tennessee 67 out of 100, Moderate | 87 | 1.4% | 16.3% |
| 16 | Sierra Pacific Mortgage Company, Inc. | 79 | 1.3% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 72 | 1.2% | 14.1% |
| 18 | GVC MORTGAGE, INC. | 69 | 1.1% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 65 | 1.0% | — |
| 20 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 63 | 1.0% | — |
| 21 | 21st Mortgage Corporation | 61 | 1.0% | — |
| 22 | Broker Solutions, Inc. | 60 | 1.0% | — |
| 23 | Elizabethton Federal Savings Bank | 59 | 0.9% | — |
| 24 | ROSS MORTGAGE CORPORATION | 54 | 0.9% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 54 | 0.9% | 3.0% |
| 26 | MORTGAGE INVESTORS GROUP, INC. | 53 | 0.9% | — |
| 27 | CONSUMER Credit Union 75 out of 100, Strong | 49 | 0.8% | 11.5% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 47 | 0.8% | 32.9% |
| 29 | NATIONSTAR MORTGAGE LLC | 47 | 0.8% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 46 | 0.7% | — |
| 31 | AmeriSave Mortgage Corporation | 44 | 0.7% | — |
| 32 | FIRST BANCORP, INC. | 39 | 0.6% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 37 | 0.6% | 44.7% |
| 34 | FIGURE LENDING LLC | 35 | 0.6% | — |
| 35 | HomeTrust Bank 68 out of 100, Moderate | 35 | 0.6% | 24.1% |
| 36 | Loandepot.Com, LLC | 34 | 0.5% | — |
| 37 | GUILD MORTGAGE COMPANY | 34 | 0.5% | — |
| 38 | PLANET HOME LENDING, LLC | 34 | 0.5% | — |
| 39 | KIND LENDING, LLC | 34 | 0.5% | — |
| 40 | CMG MORTGAGE, INC. | 33 | 0.5% | — |
Top 40 of 306 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Tennessee
- Davidson County 31,528 apps
- Shelby County 30,634 apps
- Knox County 24,708 apps
- Hamilton County 18,571 apps
- Rutherford County 18,122 apps
- Montgomery County 15,919 apps
- Williamson County 15,149 apps
- Sumner County 12,169 apps
- Wilson County 9,951 apps
- Blount County 7,849 apps
- Sullivan County 7,811 apps
- Maury County 6,960 apps