Texas · HMDA 2025
Mortgage lenders in Bastrop County, TX
309 lenders reported 5,643 home-loan applications in Bastrop County in 2025. 2,373 closed as loans ($691.2M), 1,247 were denied — a 31.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 20% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,643
- Loans originated
- 2,373
- Purchase / refinance
- 1,743 / 451
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bastrop County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 456 | 8.1% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 347 | 6.1% | — |
| 3 | CMG MORTGAGE, INC. | 308 | 5.5% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 298 | 5.3% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 188 | 3.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 163 | 2.9% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 162 | 2.9% | — |
| 8 | Rocket Mortgage, LLC | 160 | 2.8% | — |
| 9 | The First National Bank of Bastrop 77 out of 100, Strong | 157 | 2.8% | 16.9% |
| 10 | NEWREZ LLC | 141 | 2.5% | — |
| 11 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 120 | 2.1% | 14.3% |
| 12 | LAKEVIEW LOAN SERVICING, LLC | 104 | 1.8% | — |
| 13 | TAMMAC HOLDINGS CORPORATION | 97 | 1.7% | — |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 91 | 1.6% | 74.7% |
| 15 | A+ Federal Credit Union 61 out of 100, Moderate | 83 | 1.5% | 47.2% |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 76 | 1.3% | — |
| 17 | SOUTHWEST STAGE FUNDING, LLC | 75 | 1.3% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 72 | 1.3% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 67 | 1.2% | — |
| 20 | Loandepot.Com, LLC | 66 | 1.2% | — |
| 21 | Mortgage Research Center, LLC | 64 | 1.1% | — |
| 22 | FIRST CONTINENTAL MORTGAGE, LTD. | 61 | 1.1% | — |
| 23 | INSPIRE HOME LOANS INC. | 58 | 1.0% | — |
| 24 | FirstBank 59 out of 100, Moderate | 52 | 0.9% | 42.8% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 50 | 0.9% | 14.1% |
| 26 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 48 | 0.9% | 2.2% |
| 27 | GUILD MORTGAGE COMPANY | 46 | 0.8% | — |
| 28 | Frost Bank 66 out of 100, Moderate | 46 | 0.8% | 43.5% |
| 29 | UNIVERSITY Federal Credit Union | 45 | 0.8% | — |
| 30 | VILLAGE CAPITAL & INVESTMENT LLC | 45 | 0.8% | — |
| 31 | Broker Solutions, Inc. | 44 | 0.8% | — |
| 32 | Frontier Bank of Texas 75 out of 100, Strong | 41 | 0.7% | 8.6% |
| 33 | AUSTIN TELCO | 37 | 0.7% | — |
| 34 | Fairway Independent Mortgage Corporation | 36 | 0.6% | — |
| 35 | PLANET HOME LENDING, LLC | 34 | 0.6% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 32 | 0.6% | 44.7% |
| 37 | VELOCIO MORTGAGE L.L.C. | 31 | 0.5% | — |
| 38 | Truist Bank 63 out of 100, Moderate | 30 | 0.5% | 40.8% |
| 39 | PRIORITY HOME MORTGAGE, L.P. | 30 | 0.5% | — |
| 40 | Prosperity Bank 71 out of 100, Strong | 28 | 0.5% | 31.5% |
Top 40 of 309 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps