Texas · HMDA 2025
Mortgage lenders in Duval County, TX
46 lenders reported 151 home-loan applications in Duval County in 2025. 43 closed as loans ($6.8M), 54 were denied — a 48.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 44% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 151
- Loans originated
- 43
- Purchase / refinance
- 28 / 8
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Duval County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 39 | 25.8% | — |
| 2 | TRIAD FINANCIAL SERVICES, INC. | 21 | 13.9% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 4.0% | — |
| 4 | RALLY CREDIT UNION 76 out of 100, Strong | 6 | 4.0% | 49.8% |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 4.0% | 74.7% |
| 6 | FirstBank 59 out of 100, Moderate | 5 | 3.3% | 42.8% |
| 7 | Rocket Mortgage, LLC | 4 | 2.6% | — |
| 8 | SOUTHWEST STAGE FUNDING, LLC | 4 | 2.6% | — |
| 9 | UNITED BUILT HOMES, L.L.C. | 4 | 2.6% | — |
| 10 | First Community Bank 74 out of 100, Strong | 4 | 2.6% | 3.2% |
| 11 | GULF COAST FEDERAL CREDIT UNION | 3 | 2.0% | — |
| 12 | ROYAL UNITED MORTGAGE LLC | 3 | 2.0% | — |
| 13 | USAA Federal Savings Bank 64 out of 100, Moderate | 3 | 2.0% | 37.2% |
| 14 | First National Bank Texas 64 out of 100, Moderate | 3 | 2.0% | 3.8% |
| 15 | NEWREZ LLC | 2 | 1.3% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 2 | 1.3% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.3% | — |
| 18 | Mortgage Research Center, LLC | 2 | 1.3% | — |
| 19 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 2 | 1.3% | 30.8% |
| 20 | NATIONSTAR MORTGAGE LLC | 2 | 1.3% | — |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 2 | 1.3% | — |
| 22 | CANOPY MORTGAGE, LLC | 2 | 1.3% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 24 | MOVEMENT MORTGAGE, LLC | 1 | 0.7% | — |
| 25 | AmeriSave Mortgage Corporation | 1 | 0.7% | — |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.7% | 44.7% |
| 27 | SPRING EQ, LLC | 1 | 0.7% | — |
| 28 | Radiant Credit Union 65 out of 100, Moderate | 1 | 0.7% | 41.0% |
| 29 | FIGURE LENDING LLC | 1 | 0.7% | — |
| 30 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.7% | — |
| 31 | Gateway First Bank 54 out of 100, Below average | 1 | 0.7% | 5.3% |
| 32 | JSC Federal Credit Union 66 out of 100, Moderate | 1 | 0.7% | 34.6% |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.7% | — |
| 34 | Kleberg Bank, N.A. 70 out of 100, Strong | 1 | 0.7% | 0.0% |
| 35 | AMERICAN FINANCING CORPORATION | 1 | 0.7% | — |
| 36 | COUNTRYPLACE MORTGAGE, LTD. | 1 | 0.7% | — |
| 37 | TAMMAC HOLDINGS CORPORATION | 1 | 0.7% | — |
| 38 | FREEDOM MORTGAGE CORPORATION | 1 | 0.7% | — |
| 39 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 1 | 0.7% | — |
| 40 | LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | 0.7% | — |
Top 40 of 46 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps