Texas · HMDA 2025
Mortgage lenders in Gregg County, TX
250 lenders reported 3,725 home-loan applications in Gregg County in 2025. 1,897 closed as loans ($451.1M), 659 were denied — a 24.4% denial rate on decided applications, close to the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by EASTMAN CREDIT UNION. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,725
- Loans originated
- 1,897
- Purchase / refinance
- 1,210 / 499
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gregg County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 274 | 7.4% | 26.9% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 220 | 5.9% | — |
| 3 | GUILD MORTGAGE COMPANY | 204 | 5.5% | — |
| 4 | EAST TEXAS PROFESSIONAL Credit Union 90 out of 100, Very strong | 174 | 4.7% | 23.5% |
| 5 | Rocket Mortgage, LLC | 160 | 4.3% | — |
| 6 | LAKEVIEW LOAN SERVICING, LLC | 147 | 3.9% | — |
| 7 | 21st Mortgage Corporation | 108 | 2.9% | — |
| 8 | VANDERBILT MORTGAGE AND FINANCE, INC. | 108 | 2.9% | — |
| 9 | Texas Bank and Trust Company | 104 | 2.8% | — |
| 10 | Fairway Independent Mortgage Corporation | 95 | 2.6% | — |
| 11 | Cadence Bank | 85 | 2.3% | — |
| 12 | NEWREZ LLC | 82 | 2.2% | — |
| 13 | PENNYMAC LOAN SERVICES, LLC | 81 | 2.2% | — |
| 14 | Spring Hill State Bank | 71 | 1.9% | — |
| 15 | Austin Bank, Texas National Association 88 out of 100, Very strong | 69 | 1.9% | 19.4% |
| 16 | Mortgage Research Center, LLC | 65 | 1.7% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 63 | 1.7% | 14.1% |
| 18 | VeraBank, National Association | 63 | 1.7% | — |
| 19 | CMG MORTGAGE, INC. | 56 | 1.5% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 56 | 1.5% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 45 | 1.2% | — |
| 22 | Loandepot.Com, LLC | 44 | 1.2% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 42 | 1.1% | — |
| 24 | Regions Bank 64 out of 100, Moderate | 40 | 1.1% | 43.1% |
| 25 | FREEDOM MORTGAGE CORPORATION | 38 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 34 | 0.9% | — |
| 27 | UNION HOME MORTGAGE CORP. | 31 | 0.8% | — |
| 28 | Community Bank 82 out of 100, Strong | 29 | 0.8% | 6.1% |
| 29 | Broker Solutions, Inc. | 24 | 0.6% | — |
| 30 | T2 FINANCIAL LLC | 24 | 0.6% | — |
| 31 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 23 | 0.6% | 32.5% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 22 | 0.6% | 32.9% |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 22 | 0.6% | 22.2% |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 0.6% | 33.8% |
| 35 | CANOPY MORTGAGE, LLC | 22 | 0.6% | — |
| 36 | Discover Bank | 19 | 0.5% | — |
| 37 | SPRING EQ, LLC | 19 | 0.5% | — |
| 38 | Texas National Bank of Jacksonville | 19 | 0.5% | — |
| 39 | AmeriSave Mortgage Corporation | 18 | 0.5% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 18 | 0.5% | 44.7% |
Top 40 of 250 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps