Texas · HMDA 2025
Mortgage lenders in Jackson County, TX
90 lenders reported 406 home-loan applications in Jackson County in 2025. 165 closed as loans ($32.2M), 96 were denied — a 33.1% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 28% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 406
- Loans originated
- 165
- Purchase / refinance
- 117 / 30
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 52 | 12.8% | — |
| 2 | TEXAS DOW EMPLOYEES CREDIT UNION 49 out of 100, Below average | 32 | 7.9% | 15.2% |
| 3 | Rocket Mortgage, LLC | 28 | 6.9% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 27 | 6.7% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 25 | 6.2% | — |
| 6 | Prosperity Bank 71 out of 100, Strong | 23 | 5.7% | 31.5% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 2.7% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 10 | 2.5% | — |
| 9 | FirstBank 59 out of 100, Moderate | 9 | 2.2% | 42.8% |
| 10 | The First State Bank | 8 | 2.0% | — |
| 11 | TAMMAC HOLDINGS CORPORATION | 7 | 1.7% | — |
| 12 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.5% | 22.2% |
| 13 | AMERICAN FINANCIAL RESOURCES, INC. | 6 | 1.5% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 6 | 1.5% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.2% | 14.1% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.2% | — |
| 17 | Mortgage Research Center, LLC | 5 | 1.2% | — |
| 18 | A&D Mortgage LLC | 5 | 1.2% | — |
| 19 | SOUTHWEST STAGE FUNDING, LLC | 5 | 1.2% | — |
| 20 | First National Bank in Port Lavaca | 5 | 1.2% | — |
| 21 | UNITED BUILT HOMES, L.L.C. | 5 | 1.2% | — |
| 22 | Broker Solutions, Inc. | 4 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 24 | PLANET HOME LENDING, LLC | 4 | 1.0% | — |
| 25 | Gateway First Bank 54 out of 100, Below average | 4 | 1.0% | 5.3% |
| 26 | COUNTRYPLACE MORTGAGE, LTD. | 4 | 1.0% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 4 | 1.0% | — |
| 28 | Equity Prime Mortgage LLC | 4 | 1.0% | — |
| 29 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 1.0% | 74.7% |
| 30 | UNION HOME MORTGAGE CORP. | 4 | 1.0% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 3 | 0.7% | 32.9% |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.7% | 33.8% |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.7% | 44.7% |
| 34 | The Yoakum National Bank 73 out of 100, Strong | 3 | 0.7% | 20.0% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.7% | — |
| 36 | NewFirst National Bank 84 out of 100, Strong | 3 | 0.7% | 0.0% |
| 37 | Crossroads Bank 67 out of 100, Moderate | 3 | 0.7% | 8.8% |
| 38 | NEWREZ LLC | 2 | 0.5% | — |
| 39 | GUILD MORTGAGE COMPANY | 2 | 0.5% | — |
| 40 | AMERICAN FINANCIAL NETWORK, INC. | 2 | 0.5% | — |
Top 40 of 90 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps