Texas · HMDA 2025
Mortgage lenders in Nueces County, TX
391 lenders reported 12,348 home-loan applications in Nueces County in 2025. 5,794 closed as loans ($1.6B), 2,184 were denied — a 25.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 19% of applications, led by RALLY CREDIT UNION. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 12,348
- Loans originated
- 5,794
- Purchase / refinance
- 3,794 / 1,590
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nueces County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RALLY CREDIT UNION 76 out of 100, Strong | 1,194 | 9.7% | 49.8% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 589 | 4.8% | — |
| 3 | DHI MORTGAGE COMPANY, LTD. | 552 | 4.5% | — |
| 4 | LENNAR MORTGAGE, LLC | 547 | 4.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 474 | 3.8% | — |
| 6 | Rocket Mortgage, LLC | 441 | 3.6% | — |
| 7 | 21st Mortgage Corporation | 440 | 3.6% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 413 | 3.3% | — |
| 9 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 309 | 2.5% | 14.3% |
| 10 | NEWREZ LLC | 296 | 2.4% | — |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 258 | 2.1% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 247 | 2.0% | 32.9% |
| 13 | Mortgage Research Center, LLC | 240 | 1.9% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 227 | 1.8% | 14.1% |
| 15 | Simmons Bank 60 out of 100, Moderate | 211 | 1.7% | 26.5% |
| 16 | FREEDOM MORTGAGE CORPORATION | 204 | 1.7% | — |
| 17 | PLANET HOME LENDING, LLC | 185 | 1.5% | — |
| 18 | GUILD MORTGAGE COMPANY | 181 | 1.5% | — |
| 19 | American Bank, National Association | 179 | 1.4% | — |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 159 | 1.3% | 44.7% |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 148 | 1.2% | — |
| 22 | Frost Bank 66 out of 100, Moderate | 147 | 1.2% | 43.5% |
| 23 | GUARANTEED RATE, INC. | 139 | 1.1% | — |
| 24 | GARDNER FINANCIAL SERVICES, LTD. | 129 | 1.0% | — |
| 25 | Prosperity Bank 71 out of 100, Strong | 120 | 1.0% | 31.5% |
| 26 | First Community Bank 74 out of 100, Strong | 120 | 1.0% | 3.2% |
| 27 | CMG MORTGAGE, INC. | 119 | 1.0% | — |
| 28 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 116 | 0.9% | 30.8% |
| 29 | NATIONSTAR MORTGAGE LLC | 110 | 0.9% | — |
| 30 | Loandepot.Com, LLC | 105 | 0.9% | — |
| 31 | WILLOW BEND MORTGAGE COMPANY, LLC | 104 | 0.8% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 97 | 0.8% | — |
| 33 | First National Bank Texas 64 out of 100, Moderate | 95 | 0.8% | 3.8% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 82 | 0.7% | 22.2% |
| 35 | Broker Solutions, Inc. | 81 | 0.7% | — |
| 36 | Gateway First Bank 54 out of 100, Below average | 78 | 0.6% | 5.3% |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 70 | 0.6% | — |
| 38 | MEMBERS FIRST CREDIT UNION | 68 | 0.6% | — |
| 39 | THE LOAN STORE, INC. | 66 | 0.5% | — |
| 40 | AmeriSave Mortgage Corporation | 61 | 0.5% | — |
Top 40 of 391 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps