Texas · HMDA 2025
Mortgage lenders in Real County, TX
47 lenders reported 82 home-loan applications in Real County in 2025. 38 closed as loans ($13.6M), 17 were denied — a 30.9% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 26% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 82
- Loans originated
- 38
- Purchase / refinance
- 27 / 7
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Real County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 11 | 13.4% | — |
| 2 | Rocket Mortgage, LLC | 5 | 6.1% | — |
| 3 | SECURITY SERVICE FEDERAL CREDIT UNION 61 out of 100, Moderate | 5 | 6.1% | 30.8% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 4 | 4.9% | — |
| 5 | Fairway Independent Mortgage Corporation | 3 | 3.7% | — |
| 6 | Loandepot.Com, LLC | 3 | 3.7% | — |
| 7 | Broker Solutions, Inc. | 3 | 3.7% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 3 | 3.7% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 2.4% | 32.9% |
| 10 | Mortgage Research Center, LLC | 2 | 2.4% | — |
| 11 | PLANET HOME LENDING, LLC | 2 | 2.4% | — |
| 12 | Farm Credit Mid-America | 2 | 2.4% | — |
| 13 | RANDOLPH-BROOKS FEDERAL CREDIT UNION 76 out of 100, Strong | 2 | 2.4% | 14.3% |
| 14 | TXN Bank 64 out of 100, Moderate | 2 | 2.4% | 18.4% |
| 15 | CMG MORTGAGE, INC. | 1 | 1.2% | — |
| 16 | NEWREZ LLC | 1 | 1.2% | — |
| 17 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 1.2% | — |
| 18 | MOVEMENT MORTGAGE, LLC | 1 | 1.2% | — |
| 19 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 1.2% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 1 | 1.2% | 43.1% |
| 21 | AmeriSave Mortgage Corporation | 1 | 1.2% | — |
| 22 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.2% | — |
| 23 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.2% | 44.7% |
| 24 | Citizens State Bank | 1 | 1.2% | — |
| 25 | GENEVA FINANCIAL, LLC | 1 | 1.2% | — |
| 26 | CHURCHILL MORTGAGE CORPORATION | 1 | 1.2% | — |
| 27 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 1 | 1.2% | 2.2% |
| 28 | Prosperity Bank 71 out of 100, Strong | 1 | 1.2% | 31.5% |
| 29 | GREATER TEXAS FEDERAL CREDIT UNION 54 out of 100, Below average | 1 | 1.2% | 59.8% |
| 30 | GULF COAST EDUCATORS FEDERAL CREDIT UNION 77 out of 100, Strong | 1 | 1.2% | 9.9% |
| 31 | FREEDOM MORTGAGE CORPORATION | 1 | 1.2% | — |
| 32 | Security State Bank & Trust 66 out of 100, Moderate | 1 | 1.2% | 5.7% |
| 33 | AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | 1.2% | — |
| 34 | Commercial Bank of Texas, National Association | 1 | 1.2% | — |
| 35 | KIND LENDING, LLC | 1 | 1.2% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 1 | 1.2% | — |
| 37 | Ixonia Bank 67 out of 100, Moderate | 1 | 1.2% | 4.7% |
| 38 | THE MONEY HOUSE INC. | 1 | 1.2% | — |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 1 | 1.2% | 74.7% |
| 40 | SUCCESS MORTGAGE PARTNERS, INC. | 1 | 1.2% | — |
Top 40 of 47 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps