Texas · HMDA 2025
Mortgage lenders in Rusk County, TX
190 lenders reported 1,868 home-loan applications in Rusk County in 2025. 789 closed as loans ($173.4M), 421 were denied — a 32.2% denial rate on decided applications, above the Texas rate of 24.7%. The three most active lenders handled 23% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,868
- Loans originated
- 789
- Purchase / refinance
- 540 / 179
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rusk County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 215 | 11.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 105 | 5.6% | — |
| 3 | TRIAD FINANCIAL SERVICES, INC. | 105 | 5.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 77 | 4.1% | — |
| 5 | Texas Bank 70 out of 100, Strong | 77 | 4.1% | 19.1% |
| 6 | Rocket Mortgage, LLC | 73 | 3.9% | — |
| 7 | EASTMAN CREDIT UNION 91 out of 100, Very strong | 72 | 3.9% | 26.9% |
| 8 | GUILD MORTGAGE COMPANY | 68 | 3.6% | — |
| 9 | VeraBank, National Association | 61 | 3.3% | — |
| 10 | EAST TEXAS PROFESSIONAL Credit Union 90 out of 100, Very strong | 58 | 3.1% | 23.5% |
| 11 | LAKEVIEW LOAN SERVICING, LLC | 51 | 2.7% | — |
| 12 | NEWREZ LLC | 44 | 2.4% | — |
| 13 | Mortgage Research Center, LLC | 43 | 2.3% | — |
| 14 | Henderson Federal Savings Bank | 40 | 2.1% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 35 | 1.9% | — |
| 16 | PLANET HOME LENDING, LLC | 31 | 1.7% | — |
| 17 | Austin Bank, Texas National Association 88 out of 100, Very strong | 30 | 1.6% | 19.4% |
| 18 | Texas Bank and Trust Company | 21 | 1.1% | — |
| 19 | CMG MORTGAGE, INC. | 20 | 1.1% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 20 | 1.1% | — |
| 21 | FirstBank 59 out of 100, Moderate | 20 | 1.1% | 42.8% |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 19 | 1.0% | — |
| 23 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 18 | 1.0% | 74.7% |
| 24 | Fairway Independent Mortgage Corporation | 17 | 0.9% | — |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 0.8% | 14.1% |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 0.8% | — |
| 27 | TAMMAC HOLDINGS CORPORATION | 15 | 0.8% | — |
| 28 | Loandepot.Com, LLC | 14 | 0.7% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 14 | 0.7% | — |
| 30 | Regions Bank 64 out of 100, Moderate | 13 | 0.7% | 43.1% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.7% | — |
| 32 | CREDIT UNION OF TEXAS 43 out of 100, Below average | 11 | 0.6% | 32.5% |
| 33 | Commercial Bank of Texas, National Association | 11 | 0.6% | — |
| 34 | Cadence Bank | 11 | 0.6% | — |
| 35 | PLATINUM EAGLE MORTGAGE LLC | 10 | 0.5% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 9 | 0.5% | 44.7% |
| 37 | INTERLINC MORTGAGE SERVICES, LLC | 9 | 0.5% | — |
| 38 | SUN WEST MORTGAGE COMPANY, INC. | 9 | 0.5% | — |
| 39 | Spring Hill State Bank | 9 | 0.5% | — |
| 40 | Truist Bank 63 out of 100, Moderate | 8 | 0.4% | 40.8% |
Top 40 of 190 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Texas
- Harris County 136,651 apps
- Bexar County 80,138 apps
- Tarrant County 70,673 apps
- Dallas County 66,728 apps
- Collin County 61,647 apps
- Denton County 51,801 apps
- Montgomery County 43,065 apps
- Travis County 40,887 apps
- Fort Bend County 37,670 apps
- Williamson County 34,119 apps
- El Paso County 27,236 apps
- Hidalgo County 20,066 apps